Style Book app

stylebook

2 weeks ago, at Michael Mazzella‘s free Jam session on real estate flipping in Hawaii, Aunty saw Margaret, a fellow real estate investor friend.  We did a bit of girl talk chat after the session and Aunty mentioned Marie Kondo’s book, “The Life Changing Magic of Tidying” and how it was truly changing Aunty’s life.  (Post to come, one day soon.)

Well, Margaret went home, downloaded the book and took to it like a kid in a candy store.  She emailed her excitement about it, suggested that we do lunch, and we arranged the meet up.

We had a mid morning breakfast today and played catch up on people that we knew, classes that we had taken, and what we had been and were now currently doing in our lives.

Margaret is a fashionista.  I can just imagine how many closets of clothing, shoes, bags, and accessories she has – all in festive happy colors and textures.  She said that we were destined to meet at Michael’s session because of Marie Kondo’s book.  She wanted to share an app with Aunty – Stylebook by left brain/right brain LLC.  It is not a free app (Aunty’s favorite kind) but it is actually worth every penny and more of its $3.99 price tag.

Margaret showed me her wardrobe, categorized by types such as tops, bottoms, scarves, bags, shoes, etc.  Categories of categories can also be determined.  This will allow you to see your entire closet on your iPad or iPhone!  She would then “make” outfits by starting off with a focal point such as a crinkly blouse, then adding different elements such as a pair of striped leggings, see through long vest, boots, and a sassy scarf.  Each outfit can be named and saved, as well as be changed out with a touch and swipe of the finger and then saved as.

This is a great app for travel packing.  Aunty tends to pack heavy and doesn’t even use half of the clothing taken on trips.  With this app, each day’s outfit can be determined and pieces picked out from anywhere and anytime in advance. Day to day, from head to toe, then sorted into a list so it becomes an easy task to put only those items into the suitcase and feel confident that there is just the right amount of clothing for the trip.

The most time consuming part is taking photos (with the iPhone or iPad) of each piece of clothing.  Each item is laid out flat on a solid colored sheet or background, then edited with a few tools so only the item is displayed, like a cut out.  In fact, it reminds Aunty of paper dolls (remember those?) with each outfit cut out carefully and then attached to the doll’s silhouette.

This app will be even more fantastic AFTER doing the tidying exercises in Marie Kondo’s book.  Whittle down all the items in your closet and drawers to only what you want to keep, then take pictures of them.  Or, do your tidying choices DURING the photo taking for the app!  As you put together your outfits, it may become clearer as to what is missing, and that can lead to a justifiable trip to your favorite clothing store!  (You can also take photos of clothing items at stores and see how they will work out with your existing closet before committing to buying something that you may or may not need.)

The Stylebook website is very helpful, with photo tips, notes, sharing, even online shopping (that could be dangerous).

Aunty can tell – that this is the start of a beautiful concurrence of a tidying theory and an organizational practice.  Aunty can’t wait to play paper dolls again, with real clothes from her soon-to-be tidy closet!

Wanna Roomba?

Hide and Seek?

Hide and Seek?

Aunty Mimi got a Roomba from Costco.  Pal Cookie also got a Roomba from Costco around Christmas time with a $50 off coupon special.

Big deal – how good can it be, right?

Well, according to them, it is wonderful.  Their floors are always clean.  The little feeler whisker spinners clean  around table legs and furniture.  It is cute and goes back to its “dock” when it needs to recharge.  It just keeps on working and it transitions over rugs, hard floors, and can sense and avoid stairway drops.  Blah blah blah blah, Aunty kept hearing it over and over in her head and then decided to get one from Costco.com ($359 + $17.32 tax + $17.52 shipping) because it was not available at the Hawaii Kai Costco last week.

Aunty was able to redeem several Costco cash cards while ordering online, so the final cost was quite low.

It arrived today via UPS, and Aunty read the easy startup instructions, plugged in the docking station and the Roomba beeped and rocked into its charging/resting place.  Instructions said to charge overnight but as soon as the battery light on the Roomba was green, Aunty pressed “CLEAN” and the Roomba took off.

It is almost like having your own R2D2 or that other robot in Star Wars, except that the Roomba is really short, works non-stop, and looks like a flat sided flying saucer.  It was fascinating to watch as it would gently bump into stuff (Aunty has a lot of stuff) and then try again from a different angle, then take off in a seemingly random pattern.  When it would get stuck, a woman’s voice would say, “error 5, clean side wheels” or something like that.

Turning it upside down like a big turtle exposed the dust bin, which got full quite quickly.  It took a while to figure out how to remove, open, and clear the bin, but after the 2nd time, Aunty was a pro.  Right side up and bin back in place, Roomba was ready to rock and roll again.

Aunty became it’s assistant, moving chairs, boxes, rubbish cans, bags, etc. out of its way so that it could go where no vacuum went before.  Because it was so short (about 4″) it could go under shelves, couches and beds, Oh My! and Aunty would follow it around on arms and knees to watch joyfully as it sucked up old dust and debris in hard to reach and see places.

Aunty’s bed became the depository that held a lot of the piles of stuff on the bedroom floor – making it a must-do-something crisis later this evening.  Not to worry, Aunty can handle or will just pile the stuff back on the floor  again before sleep time, the same for all the stuff that was piled on couches and chairs in the parlor.

Cleaning became like a tag team and even though it was a bit of a physical workout moving things around so that Roomba could pass and clean, it was fun and so worth doing.  As Roomba began to deplete battery power, “Dock” would flash.  Aunty gently carried it to the room where the docking station was plugged in (under the couch), did a final cleaning of the dust bin, filter, and brushes, and then pressed “Dock” as Roomba slowly sashayed and rocked into place for recharging, with a little tone beeping melody.

According to the manual, Roomba would have gone back to the charging station automatically when it needed to, but Aunty wanted to help it home.

Aunty is usually not demonstrative in showing affection, but after the initial cleaning session with Roomba, Aunty had to say, “I love you, Roomba!”  I really do.

 

To Tweet, or not to Tweet

https://twitter.com/HonoluluAunty*Update:  Aunty was tweeted by Yunji de Nies!  Not sure what that meant, but daughter said that was awesome! 

Aunty was totally clueless about tweeting.  It sounded like something new and irritating.  However, Chad Lamothe opened up a Twitter account for Aunty when he redesigned the website.   He set it up to do something that Aunty did not understand with her latest posts.  It didn’t hurt or cost money, so, whatever!

Last night at the March HIMA meeting, Lane Muraoka of Big City Diner answered questions about tweeting and Twitter for his business.  Aunty was NOT interested in Twitter because of ignorance, but went to the meeting anyway because the HIMA folks are great, and Aunty believes in supporting great causes.  (Also, each time Aunty goes to a HIMA meeting, lightbulbs go off in Aunty’s head.)

Well, surprise, surprise!  Another lightbulb went off after Lane’s presentation!  Tweeting can be kinda awesome!

So, this morning, Aunty tweeted – one to Lane (@BCDlane) and one to Hawaiian Airlines.  The result?  Dunno…..yet.  Maybe more traffic to Aunty’s website?  Maybe access to the latest deals from those businesses?

If anything, it was making new connections, which could lead to more connections.  It’s a way for Aunty to share her latest posts.  It may be more work because of checking in, but it’s fun, like Facebook but less wordy and more control, and not irritating!

If you see a post that you like from Aunty, please tweet it by clicking on the little blue bird icon if you have a Twitter account.  Don’t have a Twitter account?  Ask somebody to help you set one up.  You can ignore it, or you can connect with it.

For Aunty, this is a Star Trek moment in time, just before warp speed, entering into another dimension.

Mahalo to Lane Muraoka of Big City Diner and HIMA!

Lipstick, lipstick on the lips

Korean dramas on DramaFever.com now have a LOT of commercials nowadays unless one subscribes to their Premium service for $9.95/month.  No thank you, since Aunty uses those commercial breaks to get water to drink or restack a pile of papers that needs attention.

Anywho, one of the commercials was about long lasting lipstick by Revlon.

Okay, guys, this really isn’t a post for you.  However, it reminds me of an incident at my favorite Bank of Hawaii branch (favorite banker Iz) while making a deposit and talking to a female teller.  We were talking about men and how they still looked good if they gained weight, or when their hair becomes grey.  It is a bit unfair, we agreed.  “But,” Aunty said, “they envy us our underwear.”

That was like an AHAAA moment, don’tcha think?  So now this has become a 2 parter for the beauty tips.

The first tip is to go out and treat yourself to some nice undies.  Lacy, frilly, sexy, luxurious – and use it rather than put it in a drawer for “one of these days”.  Nobody (or maybe not) will know how pretty you are under your clothes, but you will know, so enjoy!

The second tip is to go to Longs and look through the colors of Revlon’s Color Stay Ultimate Suede lipstick and see.  Aunty bought #065 – Catwalk, a medium dark bright brownish burgundy color.  It was $9.99 and not on sale.  To Aunty, this was cheap because other long lasting lipsticks from Mac cost twice that amount and have 2 part applicators that are hard to control.  Those also tend to dry up the lips and cake or flake after awhile (yuck when it does).

Aunty used the Revlon Color Stay last night before going to play some friendly hands of Texas Hold ’em poker with friends, using a lip liner pencil to outline.  The color was less intense than what Aunty usually uses – but Aunty liked it!  Easy to apply, not drying, one step, just like regular lipstick.

Aunty ate a plateful of ono food provided by poker pals (mahalo poker pals!), played 2 games of poker (one humiliating, one victorious), and came home to bocha (bathe) and sleep.  The color was still on Aunty’s lips!  That was a nice surprise!

IMG_1238This next morning, Aunty’s lips still had color, and lips felt nice – not all dried up the way those 2 applicator long lasting lipsticks feel after a few hours.  (see picture on left of Aunty’s morning lips.)

Using makeup remover, Aunty removed all vestiges of the lipstick, just because.  I don’t know if it is a lipstick to use every day, but for those special occasions when Aunty wants her lips to look nice with color, Revlon Color Stay will be Aunty’s choice.

Apologies in advance to the male audience – this was girl talk.   Aunty feels rather smug now.  Aunty is also wondering, do guys envy our underwear AND our makeup?   Life is as fair and wonderful as we think it to be.

 

CashFlow Game Review

Aunty first played Robert Kiyosaki’s CashFlow game at a 3 day Rich Dad Education seminar in Las Vegas.  Boy, was it fun!  All of Aunty’s competitive juices kicked in, and everyone couldn’t wait for their turn to toss the dice and impatiently waited while people did the changes on their Income Statements.

Bam!  Already, a lesson in accounting was built in, the kind of accounting that each of us really needs to do for our own circumstances.  These income statement worksheets are available in each game box or a more scrutinizing one can be accessed online at RichDad.com/resources page.  Career cards are shuffled and picked, each person having an occupation such as doctor, lawyer, teacher, truck driver, etc. with their own corresponding income and expenses.  The goal of the game is to acquire enough passive income (income that your investments kick off) to cover ALL your expenses, thus eliminating the need for a job.

The game is played by taking turns rolling the dice and either landing on Opportunity, Market, Pay Check, or Doodad spaces.  You then draw cards that correspond to those categories, and either buy, sell, trade, collect, or pay.  Income Statement adjustments are constantly being made, with the goal of the game being out of the rat race of working to collect a pay check and using that pay check to pay for your expenses.

This game is something like Monopoly – on steroids.  Usually it is limited to 90 minutes of play, otherwise people will want to keep playing and playing.

More lessons are learned when one loses than when one wins.  People’s personalities and tendencies become very evident.  That is perhaps the biggest lesson to be learned, your own tendencies, inhibitions, and faults.

Aunty HIGHLY recommends that everyone, no matter their age, to play the CashFlow game.  It will change players’ mindset from self limits to what is possible.

One of the most dramatic changes Aunty saw was with Uncle.  Uncle is like a rock.  Solid, stable, careful, hardworking.  When we purchased our Kaimuki house in 1985, it was to be our one and only personal abode.  We weren’t ever going to move.

However, after the 2nd time of playing, it was as if a lightning bolt zinged through Uncle’s mind.  ZAPPP!!!  “Hey,” he says to me, “maybe we should sell our house…”  WHAAAAT??  I was shocked.  Uncle had done a 180 degree turn, willing to use our main asset (our house) as a vehicle to get better results for our future well being.  THAT was progress, and all it took was a few rolls of the dice and some changes on a paper play sheet.

CashFlow games are played with friends, sometimes local organizations sponsor games (google search Cashflow game and your city), and now you can even play online.  Play to learn.  Learn in order to change.  Change in order to grow and improve.

We haven’t sold our house – yet.  However, we have used the maximum amount of equity that we had built up over the years in order to invest.  Was it scary?  You betcha, but it is turning out to be a great decision, building our passive income slowly and steadily until one day soon, Uncle can retire and get out of the rat race with enough perpetual passive income to support our lifestyle together.

Aunty has already used the CashFlow concept to purchase her latest (but not last) car.

Mahalo to Robert and Kim Kiyosaki for inventing this great way of teaching us in a really fun way.

Review of Bug Free Mind (in progress)

Many subscription based businesses present in Power Point fashion and read from the text – VERY boring stuff, even if the copy and content are excellent.  Bug Free Mind has the best promo video* with state of the art elements that I have ever seen.   Having someone voice the point first, and then having the text follow is a very pleasant learning and enforcing experience, and it was also very effective, since Aunty signed up after an enjoyable 12+ minutes of presentation.  [*to view without entering any of your contact info, go to the sign up page, do not enter any info, and close the window, as if you were exiting the page.  A window will then appear, “Are you sure you want to leave the page?”  Click on “Stay on Page” and you will see the promo videos without signing up.  The 2nd 12 minute one is a killer video!]

1st free lesson

The first free exercise is called “No mind” – in a 4 minute video.  However, the exercise is not taught in this – according to the comments section, it will come in the 4th part.  ???  I am a bit confused, but will stick it out and wait for the unfolding.  Do not click on the “download” below the video because it doesn’t work – purposefully and unharmfully by the developers.

2nd free lesson

2013-10-06_13-35-02Soon after, another video was sent via email “Tap the Magical Power of your Subconscious on Demand”.  This was a 9 minute video about how our subconscious intuitive mind has slowly been discounted to the point of being unimportant.  This is due to society, our environment, training, life in general.  Thus, our thinking process tends to only listen to our mind, not our intuition.  Our minds speak to us with words, our intuition whispers to us with feelings.

The homework or exercise to allow our subconscious magical powers was to look at a problem or dilemma, and ask for a solution, decision, choice; then forget about it.   Our subconscious mind will be mulling this over, and the answer will come to us at some point in time.  The best time to ask our question is just before falling asleep.  Upon awakening the next morning, do not get up right away.  Instead, drift between being asleep and being awake.  Relax and allow your subconscious to speak to you in feelings.

Interesting – worth a try, don’t you think?

[note:  each video will have an aggresive call to action to order, sign up, etc.  Very compelling, but Aunty hasn’t signed up to join – yet.]

3rd free lesson

This one is entitled, “The ABC Guide to living a legendary life”, and is 12 minutes long.  The secret to this is 1) figure out what you want, and 2) just work on that project until you succeed.  It is important that you spend enough time designing what you want BEFORE you begin building it.  This is important – figuring out what you want first.  This rather long lesson ended with a sales pitch to reserve the books.

Fiverr.com is even better than kim chee soup!

auntyhonalulu (1)Aunty used Fiverr.com a year ago in order to buy a cartoon rendition of herself to use on business cards, as a logo, etc.  I was looking for a hand drawn rendition since the Fiverr seller had a hand drawn self portrait on his profile.  A few weeks later, a computer generated image of something that looked like Cinderella’s brown fairy godmother in a muumuu arrived (see picture on left).  Aunty was not satisfied and thus put Fiverr.com in the “Nah, not now” category.

This year, Aunty decided to change the look of Aunty’s avatar (picture that links to an email address/user Guy's cartoon Auntyname when posting on other sites) so tried Fiverr.com again.  Aunty can be cheap sometimes and $5 is cheap!  Granted, Uncle did a drawing for me for free, but it looked a little bit too much like a happy witch with stringy hair, no lips and one squinted eye, so needless to say I decided not to use his version of Aunty.

revision cartoon aunty2I paid $5 and hired a young female artist going by the user name Eliana93fer to make a caricature of Aunty from a photo.  Shazaaam!  I love it!  It is now my new avatar, on my new business cards, and also on Facebook and this website.

I also met Chad Lamothe on Fiverr.com.  His user name is chicagoslim.  For $5, Chad did a 18 minute video critiquing the HonoluluAunty.com website, blasted it on almost every level, and also made many suggestions that were super duper.

So, Aunty hired him to redo the old blah website, and tadaaah! Aunty now has a better looking, better performing, more user friendly website!!  The redo cost more than $5, a hundred times more, but it has been worth every penny.  I am hoping that Chad will do a guest post on websites later on for Aunty.

I highly recommend Fiverr.com – with a caveat.  Some of the vendors are mediocre, some are good, some are awesome!  For $5, one cannot go wrong, unless you really rather have kim chee soup, mini serving, take out.

 

Rich Dad free training review

2013-04-17_11-22-25Went to a free 2 hour Rich Dad Education “Learn to be Rich” training recently.  The speaker was an excellent salesman – offered additional training for 3 whole days in a class that would teach everything needed to get rich with real estate investing for the bargain price of $199.

I have gone through the Rich Dad seminars, beginning with the free 2 hour introductory training to the $199 (used to be $500) 3 day training, to a very expensive package of courses ($16,000 yikes!)  The trainer in the 3 day crash course was very very good at summarizing (with a little bit of wrong information) all the different techniques, which are based on advanced courses in the Rich Dad Tigrent packages.  Because of the crash course and what I learned, and the realization of how little I know, I signed up so I had a starting point and figured the advanced courses would help me get over the humps.

I took Foreclosure, Master Trader, Asset Protection, Lease Options, and Creative Real Estate Financing classes.  I learned the most from the Asset Protection class and the Master Trader (stocks) classes.  Although there was a lot of information in the other classes, most of the information taught could have been learned from books.  [What these classes teach are not really what Robert Kiyosaki preaches.  Rich Dad Education (and Rich Dad Coaching) are trademark names that pay Robert Kiyosaki royalties, use his name, face, etc. – but their content is their own.  To learn from these groups is not the same as learning from Robert Kiyosaki.]

For a few months, even after getting some classes under my belt, I remained in the “not sure of what to do” phase and did not take action.

I was contacted by Rich Dad Coaching (another company with the Rich Dad trademark but not affiliated with Rich Dad Education).  For $6000 (yikes again!), I subscribed to having my own personal coach for a 45 minute call, once a week for 16 weeks.  It came with a guarantee that I would purchase  property during the coaching period.

Even though I had a rather poor learning experience with my coaches (one spoke too softly & seemed disorganized, and the other was too impersonal and book and course oriented), it gave me a sounding board with a real person for my very first deal.  It was like having a security blanket which I really didn’t need, but it felt safer to have.

After going through 2 wrong-for-me realtors, I found Martin Fajardo, my Vegas realtor after a recommendation from our entities attorney.  I did use the Rich Dad worksheet (free to download on the RichDad.com tools tab) to analyze the properties Martin send me via email.  I put in offers and was thrilled when one was accepted!

Looking back, I could have skipped the Rich Dad courses, but on some level I must acknowledge that they must have helped.  All the information taught and the tools used are available for free on the internet if you know what to look for, but I probably wouldn’t have actually taken the plunge without the guilt of spending so much money, or on my own.  I had to make use of what I was learning because of the guilt; and I did dive in.

One of the best ways to learn is to play the Cash Flow game with at least 2 others.  Just by playing, you will get the shift in your mindset on the best strategies and also help you get comfortable with investing.

Join a local real estate investor club (google search for city and real estate investment club).  I joined Hawaii Real Estate Investors in 2009, annual dues of $120 or $15 per meeting.  I am glad I did because I have met some of the finest fellow investors and contacts there.  Run by Paul Xavier, HiREI brings in speakers every month with real estate specific topics to educate us all.

Read a lot of books, search and learn.  If you can do these things on your own, then do it.

If you need to be pushed, coaching helps.  If you do spend that much money on courses or coaching, make sure you do take the steps and actually invest.

If you have already spent a lot of money on courses that will “teach you to be rich”, do something with it.  Appreciate the fact and your guts that you spent money to learn and because of just that alone, you have taken action towards your success.

A great quote I heard was “You don’t have to get it perfect.  You just have to get it going.”  True, that.

I am glad I got into investing the way I did – retirement was fast approaching, and we had to do something but didn’t even know it.  It was a necessary though expensive way for me to learn that we needed to do something.

If you haven’t yet spent a lot of money on courses, spend wisely.  [If you do buy programs and courses, remember that you always have 3 days to cancel.  It is sometimes difficult to know whether or not to cancel because you don’t have anything to look at until after that period of time, so it’s a gut feeling many times.]

Get all the free classes you can, and go to investment type meetings – though try to avoid the ones that are trying to sell you something such as annuities, insurance policies, mutual funds, bank products, etc.

RichDadWorld.com is a great place to get free products and see and hear from Robert Kiyosaki himself.  Browse through, sign up for his free power pack with excellent material, and sign up for his occasional webcasts in different parts of the planet – usually for a low early bird fee of $9.95.  It helps to get a lot of books, tapes on financial smarts – which I did for free at our local library.  ALL of the Rich Dad books (Rich Dad, Poor Dad/Cash Flow Quadrant/etc.) are excellent, easy to read, and loaded with great information.

Be careful of who you get advice from.  Some of the worst advice you can get is from people who have less then you.    Some guru said (don’t know who but I hear it all the time) “Never take financial advice from a poor person.”

Learn from the best – just make sure they are worth learning from.  That’s Aunty’s advice for the day.