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Not just about saving in a piggy bank or for a rainy day, but also about saving with discounts and deals.

Raise.com = Shopping nirvana

!!!!Update added at end of this article. Ever since Aunty turned 55 almost a decade ago, Tuesdays at Ross Dress for Less became her favorite shopping excursion because they gave 10% off to seniors. Pal Jim turned Aunty on to Cardpool.com and Aunty could buy Ross (and other) gift cards at 20% savings.  However, over time, Cardpool offered less and less of a discount, and recently Ross cards, if available, we ...

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Talk to strangers and get tipped

Aunty likes to talk to strangers, especially when waiting in lines or when nothing is going on. At Kozo Sushi Kahala, Aunty was next to KITV4's strikingly beautiful news anchor, Yunji deNies.  Yunji was one of the MCs at the recent Cherry Blossom Festival Ball, so not only was she kinda famous, she was also kinda connected, if you understand local da kinds. Anywho, Yunji was really nice and friendly, and sh ...

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2 Rules for Wealth

Mark Ford writes for the Palm Beach Newsletter.  He recently wrote an article about "Breaking the Chains of Financial Slavery."  Here are his key points: Acquiring wealth through some short-term investment strategies is possible, but not probable. However, in a relatively short period of time, anyone can achieve freedom from financial slavery in just a few years.  It does not have to be a lifelong process. ...

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Savings Main page

We all have rainy days.  Having a little pot of savings is like always having an umbrella in your car.  Not only that - Ben Franklin was absolutely spot on when he said, "A penny saved is a penny earned."  Those saved pennies can be used for investments that can grow into wealth. My friend Larry is a financial guru.  He believes in putting aside some money in a savings account for spending before any other ...

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Mantra while buying a car

From Jason Leister of Early to Rise, I have learned a mantra that I shall incorporate the next time I bargain for our next car. You see, I am always looking for the next good used car to own.  Since I have yet to find the perfect vehicle, I show up at dealer sales and often times surprise Uncle with "our" new used car in the driveway.  Most of the time, Uncle is not happy with my choices, but since I am the ...

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Even more Senior Discounts!

Subject:  Senior Discounts Gone are the days of your grandmother's "early bird special" at the local diner. As our baby boomers reach retirement age, hundreds of retailers are featuring new and improved discounts exclusively for the 60 (and even 50+) and older crowd. We have composed a list of senior savings that will help you keep more cash in your pocket. Whoever said getting older was a bad thing, obviou ...

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Senior Discounts

This is good info if you are a senior - that is, 55 and up.  Some of these discounts are for 60 year olds.  It "pays" to be old, lol. Most of these places don’t ask to see your ID.  Just look and act old. Place                         Age                        Day                              Discount Ross                            55                      Tuesdays                     10% off everything Fo ...

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More discounts, and not just for Seniors

Place Age Day Discounts Cold Stone Creamery Kamaaina Everyday 10% off with I.D. Hilo Hattie Kamaaina Everyday 25% off Hilo Hattie label 15% off other labels 10% off Hilo Hattie food Leonard’s Bakery Kamaaina Mondays 10% off Denny’s Anyone Your Birthday Free Breakfast Longs Drugs/CVS Anyone – Extra Care card Everyday Cash & other discounts based on purchases 55 - Senior Advantage card Everyday 10% off CV ...

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Mortgage acceleration payoff programs – some caveats

Do NOT waste $3000 on the Money Merge Account program from United First Financial to eliminate your mortgage in a few years.  It is cumbersome, time consuming, and limited.  All their hype about algorithms and such with the juggling of at least 2 accounts is easier achieved with chunk payments.  [This company has changed their name to "Worth Unlimited" - same players, same game.   Mahalo to Joe Taxpayer for ...

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Leaf and Life

While helping good friend Wanda at the Aliiolani Craft Fair this Saturday, a delightful woman named Kathy came by.  She comes to Hawaii during the fall to watch her elderly mother and relieve her sister of those duties. Being niele (nosey), Aunty saw a nice looking plastic leaf hanging out of Kathy's purse and asked about it.  Turns out to be a CVS leaf that is not available here in Hawaii (our Longs Drugs ...

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