About Aunty

Aunty is a new senior citizen and loving this phase of her life. Less responsibilities, less fear of being weird, able to do more of the things that I want to do! Older, yes, slower, yes, but life is even more wonderful in my golden years and I look forward to even goldener ones.

Brain test for fun

2013-03-31_14-29-00Friend Fay and Pal Les sent me this brain test – I suppose it is good exercise for the brain.  Don’t take this test if you are tired.

Numbers will appear on the screen.  Then, the screen will be blank with circles in the spots that the numbers previously appeared.  The point of this test is to click on circles in the order of the smallest denomination number to the highest denomination.  It can get tricky and the better you get the more numbers appear.

I wanted to see what the best score is – it couldn’t be 1 or 2 years old (younger and younger with each successful screen) – so I took snapshots of the screen and then could fill in the numbers in the correct sequence to get the maximum bestest score.  Of course some would call that cheating – I call it testing the test.  The score with all numbers correctly identified in all stages gave brain age “19”.

19 might be the age when the brain is at its peak of memory ability according to the test makers – but from Aunty’s point of view, a 19 year old has less to remember than someone Aunty’s age so it is natural that they can remember everything.  In any case, just take the test and get your brain exercised in a fun and frustrating way.

Here’s the link to the test: http://flashfabrica.com/f_learning/brain/brain.html

Have fun!

First Class – Or almost

2013-04-14_16-28-36Whenever I am on a plane, I get antsy and wish I had this or wish there was a way to get more comfortable.  I want planes to have seats that convert into beds and cloudlike cushioning with fine cotton down blankets and pillows.  I’d love to have popcorn and an unobstructed view of the movie screen as well as a guilt free indulgence of reclining my seat and not worrying that I am scrunching the knees of the guy sitting behind me.  And I want my food soon after takeoff not after the snack/headset card and the beverage cart.  Airlines don’t provide this for Aunty, so Aunty prepares for flights in order to get comfortable.

Please check out Aunty’s Travel Saving Tips for little ways to save money while traveling, and Aunty’s Travel Packing Tips for what and how to pack for your trip. Please continue reading this page for Aunty’s style of travel:

Fly First Class

It makes a huge difference on flights over 5 hours.  Almost every flight out of Hawaii is longer than 5 hours, so Aunty uses her booking skills to fly first class at least on the way back from a trip.

Hawaiian Airlines is Aunty’s favorite airline because it is local and they feed you for free.  The quality of food has gone down, in Aunty’s opinion, but still, it is pretty good compared to no food at all.  Their Hawaiian Miles program is the best in that it is easy to get miles with the Hawaiian Miles VISA (up to 35,000 miles with a new card, and 1 mile per $1 spent), free and easy to transfer miles to someone else, and upgrading to first class is easy to do if you have enough miles.

[See Aunty’s post on getting more Hawaiian Miles from other sources.]

Aunty finds her round trip coach flights on Hawaiian Airline’s website.   If you fly enough to qualify as Pualani Gold or Platinum, or are in the Premier Club, you can “hold” these flights for 2 days.  Then, call the toll free reservation number for Hawaiian Airlines (1-800-367-5320) and ask how many miles it will take to upgrade to first class for one or more of the flights.  If they say 25,000 miles, that is a good “price”.  If I am sure I want to go on the specific itinerary, I then book it online, and then ask reservations (you must call them) to upgrade that flight segment to first class using miles.  This “good price” of miles is only available for the first 6 reservations in first class, so it must be done early on.  After that is will cost 50,000 miles.

Another way to reserve a first class seat besides paying big bucks for it is to book that segment of your trip using miles.  40,000 miles is the lowest I have seen it for a first class seat, confirmed.  Considering that it is just 10,000 miles more than upgrading using miles makes this a viable option, and another reason to get more Hawaiian Airlines VISA cards.  Please be responsible with your credit cards and aware that they carry annual fees.  They will also hit your FICO credit score so cool it if you are planning on taking out a home loan.

Still another way to upgrade is to check in for your flight 24 hours prior to its departure on the Hawaiian Airlines website.  It will give you an option to upgrade and/or change your seat.  Say yes (you can always get out of it) and if seats in first class are available, you can upgrade for about $300-400.  This is a great option if you “bought” your original itinerary using miles for economy seats (as low as 17,500 each way) – it would be as if you paid ~$350 for one way, and used 17,500 miles to upgrade.  You will also automatically get to check in 2 bags for free – so you “saved” $60!

First class on Hawaiian Airlines is wonderful.  Leg rests that have foot rests attached to keep your legs comfy, complimentary digi players with good ear muffs to whittle away the time with movies, really good food served hot and on real plates, big comfy leather seats and attentive flight attendants with free drinks whenever you want.  [Note:  not all airlines are as good, and some are better.  Please leave comments below on your experiences with first class on different airlines.]

They say that once you ride first class, you never want to go back to coach.  It is true, but at least half the time, Aunty sacrifices and rides coach.  The other half of the time, Aunty gets to ride in style.

If it can’t be first class, make it almost first class

Pay a little extra for your seats.  On United, you can upgrade to Economy Plus seats.  5 extra inches makes a difference, really does.  Once you are on the airplane sitting in a seat that has more leg room, you will be patting yourself on the back for spending the upgrade fee.  On Hawaiian Air, if you do web check in 24 hours prior to the flight, you can pay a bit more and sit in one of those bulkhead seats.  I like row 11 seats, just behind first class, so I can watch first class passengers get their hot towels, wine, entrees, desserts, digi players, etc.  I tell myself I’ll be sitting up there next time and half the time I am, using miles to upgrade for my return leg.

Recently, because Aunty has Pualani status (fly a lot per year), upgrades to those bulkhead and exit rows are free if they are available.  Aunty got upgraded to seat 33C, an aisle seat with plenty of leg room.  Hawaiian Airlines’ new Airbus planes have seats that are 4 across in the middle (yuck), and on the bulkhead rows, only the middle arm comes up, so even though the seat next to me was unoccupied, Aunty was stuck in a one-seater instead of being able to really spread out and lie down.  Still, it was a good flight and Jeannie sitting in 33G was good fun.

Gadgets that help

I pack my 1st Class Sleeper – it’s a blow up cushion that takes about 10 breaths and it envelops my back and sides.  It’s pretty good, but I usually don’t blow it up and use it if I am alone.  It also squeals a little when deflating after landing, but it does make for a more comfortable back and sides, though not for the butt.  It costs about $35 and sometimes less on Amazon.com.  It helps to have Uncle with me so I don’t feel so weird blowing the thing up and settling myself in.  If I fly first class, I don’t need stuff like these – more incentive to fly first class.

I also have a self-inflating seat pad made by Therm-a-rest that really helps my butt from hurting from the hard seats.  (I got it from Amazon.com for about $24.)  Hawaiian Airlines’ new AirBus planes are nice with their individual movie screens and straight seat backs, but their seat cushions are really hard so the Therm-a-rest seat cushions are good to have on those new planes.

Aunty recently bought the Travelrest pillow.  It cradles against the side of your head so sleep comes easy and necks aren’t tortured.  It blows up with just a few breaths and is deflated with a touch of a button.  Aunty will be making a slipcover for it since it is made of flocked vinyl and Aunty rather have cotton next to her face when sleeping.  It’s small and will fit easily in the carryon bag. [update on this pillow – it doesn’t work very well, or maybe Aunty needs to learn how to adjust it.  It also loses air.  2 strikes and Aunty tossed it away.]

Almost like first class food

I try to buy musubis from Mana Bu’s on King Street to take on the plane if I have an afternoon or later flight.  They are extra delicious on the plane.  Or, I make my own musubis (not as good) or small sandwich or snack because sometimes I get hungry before the inflight meal is served, or the inflight meal just doesn’t appeal to me.

Zippy’s zip packs also make a pretty good airplane meal. It is a bit offensive when you first open it up on the plane because of the spam/beef/fish, etc smell, but it is ono when you are hungry.

Hawaiian Airlines is one of the few airlines to still serve food for free inflight in the economy section.  They also have food for purchase.  DON’T get their sushi and teri chicken platter.  Mooshy rice, cold chicken with teri sauce that migrates under the sushi.  Yuck.  Save your money and take the free food instead.

Bring an small empty water bottle – make sure it is empty so it passes security.  Fill up after you clear security.  My favorite water bottle is Evian – not because of the water inside, but because of the bottle top.  Instead of having to unscrew the top and drink or pulling up on the top to open, I simply flip and suck.  Sounds terrible, but really, it is the best.  I stick the bottle in the pocket of the seat in front of me so it is readily available throughout the flight.

First class sound

I bring my own Bose head sets – get the over the ear ones.  The on the ear ones are smaller but after awhile, my earlobes get sore.  If you have an iPad or iPod, download some good music, or use the airlines’ video and/or audio options.  It helps a lot to cut out the airplane’s drone and escape into pleasant favorite songs.  Don’t be like Uncle though.  He starts singing and humming or beating his water bottle in time to the music.  Not appreciated by the person in front.

More tips on using Hawaiian Airlines

Hawaiian Air also has an option to purchase Hawaiian Coach Plus seats.  The seats aren’t bigger, you just have the ability to change your flight dates and times without penalty if the cost of the flight is the same as when you booked.  Another advantage of this option is that you get to check in 2 bags for free (saving you $60.)  If you will have bags to check in, book your flight this way.  Just this week, I had to change a flight to a day later.  $16 (!) is what I paid!  Some other days were free and some were more, but no change order fee of the typical $150 and very easy to do online on Hawaiian Airlines’ excellent website.

Another advantage of being a member of Hawaiian Miles is how you can use your miles for someone else, and also the ability to share your miles with anyone (or vice versa) at no extra cost.  United has a good mileage program, but it costs quite a lot in usage fees if you book and upgrade.  It also has a hefty fee if you share your miles.  The way to get around that on United is to book the flight for the other person yourself using your mileage account.

IF United makes any changes to your itinerary (i.e. time or route change), you then have the ability to change your flight to another day, time, etc. at no extra charge or change fee. Good to know.  The earlier you book your flight, the more chances there are that there will be schedule changes within the airline.  I am not sure if this rule applies to all airlines, or only UAL specific.  Will let you know if I find out more.

If all else fails, zone out

My flight attendant pal Starley told me about Lorazapan – a prescription sleeping pill that knocks you out and doesn’t make you feel drowsy after.  My artsy pal Wanda told me about No Jet Lag (from Whole Foods) that banishes jet lag.  Well, on a recent trip with Uncle, we had the dreaded redeye from Honolulu to San Francisco leaving at 11:00 pm.  We packed some home made musubis, and I brought along Lorazapan and No Jet Lag.  I took one Lorazapan right after takeoff.  Didn’t feel a thing, still wide awake and telling myself to go to sleep.  Then I ate a musubi, had some water, and chewed on a No Jet Lag.  I was out and did not wake up until we were landing.  First time ever that I slept that deeply on a plane.  Chewed another No Jet Lag and then another a couple of hours later.  Instead of feeling horribly tired and weary, I felt great.  Thank you Starley Barley and Wandaful!

Don’t get airsick

Once in a great while I start to feel nausea from a rocky approach landing or inflight during turbulence.  Li hing mui (salted dried plum) and ginger help, but if I don’t have those with me, a little acupuncture pressure point does wonders to ward off air sickness.  In the area between your thumb and forefinger, where it makes an inside corner, squeeze with the thumb and forefinger of the opposite hand about a knuckle’s length in.  Squeeze medium hard and alternate.  This is also good for helping to ease headaches.  The bigger your headache, the more sensitive this spot will be when squeezed.  Squeeze for 5 seconds, release for 5 seconds, and repeat over and over, alternating to the other hand after about 3 squeezes.

 

I really do love flying on Hawaiian Airlines.  I used to resent the fact that they outsourced the reservations and web support to the Philippines – for after all, shouldn’t our only remaining local airline be local all the way?  However, I have come to realize that the agents on the other end of the phone in the Philippines are very very good.  Recently I had a problem redeeming an e-certificate online, and had to call the toll free number to remedy.  The agent Nelia spent a lot of time on the phone with me, was super polite, very attentive to my needs, and never once revealed any exasperation in her attitude with me.  As I get older, it seems like the young people get more impatient with me, so it is very refreshing to be treated with respect and patience.  Hats off to Hawaiian Airlines for training their agents to be consistently customer service oriented.  Be nice to older folks – one day you will be older too.

Book using this link below and Aunty gets affiliate bonuses!  Mahalo in advance!


Travel Saving tips

2013-07-28_13-45-30Aunty’s favorite airline to fly to Vegas or California is Hawaiian Air.  I save a lot of money using their Hawaiian Miles program.  Their website is a breeze to use, and once you become a Hawaiian Miles member (free!), you will have more options to use a combination of miles one way, and dollars for the other way.  You can use your miles to upgrade to first class – the best way to fly – adjustable foot rests, leather seats, and excellent food, yum yum.  I get the Hawaiian Miles VISA cards – currently they are running a promotion – 30,000 miles off the bat, and a 25% discount for a roundtrip trans Pacific flight for you and a companion.  Such a deal!  Caveat:  if you are going to be applying for a loan, hold off getting a new credit card because it can sometimes ding your credit scores for a bit.

Economical way to book Vegas hotels and shows

Vegas.com is an online booking service that I have used sometimes to book hotels at great rates, and also those fantastic Vegas shows at either a discount or upgrade.  To get an even BETTER deal, buy the Vegas.com gift cards at Costco (seasonal) – you automatically get 20% off because they sell $100 gift cards for $79.95!  Such a deal.  Love it!  The only drawback is that [usually] once you book, you’re booked. [Update, Costco doesn’t carry Vegas.com cards anymore – hope they do again in the future!]

Deals on Wheels

Cheapest car rentals:  Costco.com.  Yup, good old Costco again.  On the main menu, go to “Travel”, then chose car rental.  You enter the dates and city you want to rent a car, and you will have several different car rental agencies, such as Dollar, Budget, Enterprise, etc.  It is kind of a chore to go through each menu of each dealer, but it is worth it.  Sometimes Budget will have a much lower price on a mini SUV than Dollar, or Enterprise will have a better deal by far.  Take some time and compare.  It really is worth the savings.  You can also get good deals by going to each rental agency’s website and putting in the codes for AAA, AARP, or the ones from Entertainment books.

Instead of spending money

Bring an empty water bottle in your carry on bag.  I have discovered the Evian water bottle top to be superior to all others.  You simply flip the top and suck on the mouthpiece thingee.  Beats unscrewing the top to drink, or using your hand to lift up the mouthpiece thingee.  If more than one of you is traveling, then buy a big bottle of water in the airport and fill up the smaller empty bottles for each passenger.  You can also fill up in the lounges (if you have lounge privileges) or from the water fountains in the airport.  Sometimes I ask for a cup of water on the airplane and use that to fill my bottle.

Nikken also has a personal drinking bottle with a filter – if you have one of these with you while traveling to cities where the faucet water is yucky, this will save you from buying bottled water to drink.  I got mine from pal Clare, a Nikken distributor.

*Any miles from some cards and also Marriot can transfer into your Hawaiian Miles mileage account. This includes American Express, and even some of the other airlines such as United, Continental. Call Hawaiian Airlines service desk to find out if your points and/or miles from other companies are transferrable into your account. Great tip from fellow passenger Jeff sitting next to me on a flight to LAX.

Travel packing tips

 

Aunty is a late packer for flights – which is a very bad habit. Minutes before leaving the house for the airport finds me scrambling for last minute things to take, and I invariably forget something that I need, and thus have made a list of things to pack. Aunty’s carryon bag is always ready to go – just needing last minute additions like makeup, charging cords, address book, cereal, snack.  Here’s Aunty’s packing list:

For the carryon bag

  •  Toiletries such as toothbrush, small toothpaste, makeup, shower cap, deodorant, tweezers, nail file (small ones pass the TSA inspections).
  •  A folding fan – just in case the terminal, airplane, room, etc. gets hot and stuffy – you will be glad you have this little portable tool. Aunty usually keeps a fan in her purse (Aunty has a big bag).
  •  Makeup stuff, sunscreen, moisturizer, vaseline (if you get real dried up), eye drops,
  •  Headsets (though Hawaiian Airlines and others do provide free headsets now, and you pay to watch on your own individual screen)
  •  iPad, iPod or something to play with or read or do VERY important to bring your Kindle or iPad now because Hawaiian Airlines doesn’t have a movie screen and you need to download (before the flight takes off!) their entertainment app.  Aunty only had her Apple iphone 6 and the screen was so small, it made viewing very challenging.
  •  Socks in case your feet get cold, jacket or scarf. Aunty brings a 45”x60” piece of rayon or polyester fabric to act as a blanket because sometimes the airline blankets feel and smell yucky. (note: Hawaiian Airlines now does not provide pillows and blankets so if you do get chilled on flights, bring something to keep warm.)
  •  A set of plastic cutlery like knife and fork that comes packaged in bentos (in case you need eating utensils in the hotel), disposable chopsticks.
  •  Instant coffee packs so you can have a fast cup of coffee with just a cup of hot water. Aunty packs either Nescafe that already comes with cream (from San Francisco), or some Vietnamese coffee packs (from Chinatown).
  •  Small ziplock bag of cereal. A cup of coffee and a bowl of cereal is Aunty’s breakfast, every day, for the last 30 years. It makes for a very easy start of the day.
  •  Jewelry and accessories that coordinate with outfits. Just bring what you will wear.
  • Rubber slippers – can be used to walk around in your hotel room or when going to the spa.
  • One set of undies – just in case your luggage gets lost, at least you have one clean one.
  • Folded up extra plastic bags. Aunty also has her “Tokyo” bag – a folded vinyl bag that can open up and act as an extra suitcase in case you bought so much stuff that you need another suitcase
  • Essentials: charging cords for phones, computers, iPads, cameras (Aunty sticks them in a zippered funky cosmetic case and when I keep it in my carryon bag even if empty so when I see it when packing, I remember to put all those essential cords in it before leaving.)
  •  Address book, my little notebook of all my user names and passwords if I plan to use the computer, your laptop or iPad if you are like Aunty and have to log in and do computering.
  •  1 empty water bottle with cover. After you pass TSA, you can then fill up your water bottle so you have water when you want on the plane. Sometimes the water bottle might “sweat”, so a bottle wrap might be a good idea to keep the bottle insulated.
  •  Blow up things like pillows for the back, neck, etc. Whatever will make you comfy. Because they are blowup, they don’t take up a lot of space in your bag.
  •  Snack for the plane – I love to take Manabu musubis – those perfectly salted rice balls are fantastic ambassadors of good will – I always bring extra to share with seat mates and/or the nice flight attendants on Hawaiian Air.
  •  Maps of the place that you are going to. Having a compass also helps since the Mainland use directions such as north, south, east, west – unlike our Hawaiian directional navigations of mauka (mountain), makai (ocean), Ewa, Diamond Head.

In your purse (bring a big one)

  •  Men might think that we women have bags that are too big, but we can be lifesavers with our big bags when the little needs come up. I usually empty out my regular handbag and pull out the stuff I usually use like my wallet (only take 1 or 2 credit cards that you will use), lipstick, cell phone, pens, business cards, pills, camera, bandaids, mad money (because when traveling we should be a bit mad and spend a bit foolishly, imo).
  •  Your “drugs” such as medications, vitamins, etc. Aunty brings a plastic pill box with 7 days worth of compartments, each with my daily dose of Strontium, Super Food, and Intestinal Correctional Formula 1 (I know, I know, too much information…)
  •  Reading glasses. If you have bifocal glasses, bring a pair of reading glasses to make movie viewing easier on the personal screens because of the angle of the screen otherwise you will have to lift your chin and watch – which is a drag, or you can wear your bifocals upside down and look weird.
  •  Aspirin/Advil, whatever you think you will need just in case.
  •  Li Hing Mui or ginger for air sickness and also because it tastes good.  Chewing gum and hard candy are good too.
  • Sunglasses, watch, voice recorder (in case you have a great idea or a memo to remember), notebook, pen.

 For your Checked in baggage

  •  1 set of clothes per day or event, pack fewer bottoms than tops and try to coordinate so they mix and match. If Aunty packs too lightly – then Aunty has a good excuse to go shopping for clothes at our destination (poor Aunty, lol!)
  •  Undies – tops and bottoms.
  • 1 bathing suit if you plan to go to the spa and enjoy the jacuzzi/steam room/etc.
  • A hat for protection from the sun.  Uncle likes to wear a baseball cap on the airplane – keeps his eyes shaded and protected from the air flow from the vents.
  •  Sleeping and/or comfortable clothes while in hotel room (Aunty must admit this is what I always forget.)  I call these my bodobodo clothes that I normally wear around the house.
  •  Shoes and extra socks – make sure you bring comfortable practical shoes or sandals
  •  A bottle of unopened water, wrapped in a towel and sealed in a plastic bag. This is for the first day at the hotel before you get to a store to buy water – otherwise you will probably pay for the hotel room bottle of water which is rather pricey.
  •  Your gifts from Hawaii to the people you will visit. Aunty always packs little treats from Hawaii to give to the hotel desk clerk, taxi driver, maid. It makes them happy and that is always good karma. Mele Macs by Island Princess are round balls of exquisite delight and always welcome.  Remember to take these out and put in your bag after retrieving your luggage from the carousel so it is ready to give from the start.
  •  Garlic pepper dried ahi poke from Yama’s, pulehu tako, pipikaula, poi, pancake taro mix. Never go empty handed when visiting – that is one local rule. Aunty uses ice packs to keep the perishables cold (frozen poi also acts as an ice pack) and wraps the entire bag in newspapers, or paper bags, then in plastic (or cooler bag) and puts it in a corner in the suitcase. The baggage area of the plane gets super cold during the flight, like being in a refrigerator, and so your food arrives safe and still chilled.
  • Aunty just learned another great tip for keeping things such as flower leis cool if carrying them on the plane – instead of using cold packs (which might be disallowed) – use bags of frozen vegetables!  Mahalo to Sly of Le Flowers on King Street for that great and useful tip!

Here is what Aunty does to make sure her stuff doesn’t get smashed or banged up in the suitcase.  Put one of those cardboard crates that Costco has for packing our purchases at the checkout into your suitcase.  Get a box that fits the depth of the suitcase as high as possible and still be able to zip the case closed.  This will really strengthen the walls of the suitcase.  Aunty has brought back cookies from Trader Joes intact and unsmashed because they go right next to the box walls and the middle is packed with the less fragile stuff such as clothing, shoes, etc.

Minesh and the Mind for Gold

Aunty met Minesh Bhindi, a young mature wealth builder from England at the recent Wealth Summit here in Honolulu.

On the first day, he explained how the billionaires keep getting wealthier with the concept of the wealth triangle.  In short, they buy assets below market value, they cash flow those assets, and then they rinse and repeat (compound) with the cash flow without blowing the profits/cashflow/income.  Aunty will soon be posting notes under Reviews later.

Here is a link to Minesh’s Gold For Life site.  Much of the subject matter that he covered at the Wealth Summit is found on his site, as well as a promo video he made from his Kahala Hotel balcony overlooking the Waialae Golf Course:

Aunty joined his program.  I’ll review it once it gets going.

Test question….

What do Korean dramas (watched on DramaFever.com or DramaCrazy.net), Bejeweled Blitz (played on Facebook with/against friends), and MyVegas have in common?

Besides being a lot of fun and full of entertainment value, they are Aunty’s biggest time wasters.  Guilty wonderful sleep depriving time wasters.

Recently Aunty resolved to stop playing the addicting and exciting Bejeweled Blitz with friends as well as games on MyVegas anymore.  It is a boohoo decision, but surprisingly, after a few days of withdrawal sorrow, Aunty feels free.

Free with more time to do the activities that will get us closer to our goals of retiring financially independent.  More time taking care of strategies, mundane tasks of accounting, keeping up with pressing issues.  More time for Aunty’s posting and/or updating and adding more pages on this website.

Small decisions, with big consequences, and perhaps when the time comes and our retirement is set and on auto pilot, Aunty can play more, watch more, and not feel guilty about it.  It’s the carrot to work toward.

As Jeff Olson says, “The price of neglect is much worse then the price of discipline.”

If your life is going hunky dory and you can afford to take it easy and play, then congratulations!  Aunty and Uncle aren’t there yet, so for now, Aunty must have more discipline and not neglect action steps to success.

However, Aunty does need some diversion, and thus is not entirely give up on watching Korean dramas.  Instead of watching back to back episodes of them for hours at a time, Aunty now limits it, at most,  to one episode per day of one drama only.  “Saving Mrs. Go Bong Shil” is currently Aunty’s mini diversion, an hour of immersing myself into another world and dimension an ocean away.

I hope Mrs. Go Bong Shil gets to live “happily ever after.”  It is also my wish for all of you.  For Uncle and me, it is just a few more years of getting our financial house in order so that Uncle can finally retire to fish and surf all day.  That would be his “happily evah aftah.”

 

Aunty’s next car?

Those words send shivers down Uncle’s back – since Aunty does have a tendency to change cars as easily as shoes.

However, this is a really neat one – and maybe in Aunty’s future one day – a self driving car…..  What a wonderful way to get around!

Capitolist Aunty

Aunty and Uncle were invited to the Opening Day Ceremony of the Hawaii State Senate by the new Senate President (sweet!) Donna Mercado Kim on January 16, 2013.

Aunty never attended an opening before but had heard about the ono and plentiful food, so rsvp:ed with gladness with Uncle dropping me off in front.

Well, it was a pretty nifty event, and I was very proud to say I knew Donna, especially after she did a really wonderful address.  The lone Republican Senator Sam Slom also did a great minority address and Aunty’s wish is that bipartisanship and personal agendas are put aside and new laws that benefit our Hawaii are adopted and implemented with foresight, speed, and wisdom.

Aunty saw many old and new friends there – all very pleasant surprises!  I wish I took a picture with the now retired Marian Higa, former State Auditor and I said hellos (as if I knew them, lol) to former and current governors and mayors.

One wonderful memento is a picture of Aunty and Willie K that new friend Doris snapped for me on our way into the Senate Chambers.  Even looks like Willie K is my friend!

All in all, going to the State Capitol was a wonderful new experience that Aunty highly recommends to everyone.

Guest post from Skip Lahti

I had a request to post an article on tenant/landlord screening by reader Skip Lahti, and I am very glad to be able to post it here.  Mahalo for this informational article, Skip!

 

2013: The Year of The Landlord

 The projections are clear: 2013 is a good year to be in property management. MyScreeningReport takes a look at the top three tenant trends for the coming year and what landlords can do to stay ahead of the competition.

LEAVING THE NEST

Millions of people, most in their twenties and thirties, have moved back in with family or friends in recent years to ride out the shaky economy. Now, many areas are experiencing a boost in job growth and these “nesters” are getting jobs – which means they will be looking for their own apartments in 2013.

Many landlords find the screening process for tenants in their twenties and thirties to be challenging, as short credit and employment histories are common. The most important screening tool in this demographic is called a “consumer-initiated screening report.” Tenants gather their own background information, financial information, former rental and employment references and credit history through a secure, online company like MyScreeningReport. This allows younger individuals the opportunity to see where they stand and what type of rental they are likely to qualify for — before they leave the nest.

THE RETURN OF “HOME AWAY FROM HOME”

According to the U.S Department of Commerce, builders began construction on the most homes and apartments in October 2012 since the summer of 2008. With the housing recovery making consistent gains, a continued influx of new, luxury apartment buildings and condos will be available for renters wanting a “second home” in 2013. It has become common practice for current homeowners to rent an apartment in a new city or neighborhood to “try it out” before relocating or purchasing a home there permanently. With the economy bouncing back, many homeowners are finding extra room in their budget for a vacation rental, enjoying a carefree lifestyle without the commitment.

If you own luxury properties or rental houses in an area attracting a higher-income demographic, be prepared for a greater applicant demand in 2013. Avoid the extra administrative and processing costs by directing potential tenants to a reputable, applicant-initiated screening service such as MyScreeningReport.

TENANT-INITIATED SCREENING: HERE TO STAY FOR THOSE ON THE MOVE

Work travelers, college students, divorcing couples—millions of people in transition are in need of short-term or low-income housing. Unfortunately, rental application fees can really add up for tenants moving into a new residence every few months, cutting into a renter’s ability to pay first month’s rent, security deposit and utility fees.

According to Craig Lyons, co-chairman of Washington’s Clark County Affordable Housing Consortium, “One of the biggest complaints we hear from [residents] is that it costs too much to move. Some have paid as much as $500 in application fees, and you haven’t even been accepted to move into a place yet.”

In response to this trend, a growing number of landlords offering short-term leases and low-income housing have turned to tenant-initiated screening reports to save these residents a significant amount of time and money. Using an online-based company like MyScreeningReport, tenants only have to pay for one screening report, and reuse the report with each move.

Printing and reviewing their own screening reports also empowers tenants, who may dispute items before meeting with a potential landlord without negatively impacting their credit score.

[note from Aunty:  this is not a free service.  However, Aunty has clicked on a few tabs here and there and the cost seems very reasonable.  For the few rentals that we do have, our property manager does all the screening for us, a service that is included in our lease fee agreement.]

The Lone Fisherman Strikes Tonight

Uncle is in Auntie Teresa’s Fishing Club – a VERY socially oriented club of “fisher” people with our cousin Teresa and friends.  I put quotes around “fisher” because sometimes fishing is not the end game or plan.  Sometimes, instead of choosing a spot based on being good grounds for catching fish – comfort, bathroom accessibility, ease of path and parking win out after a few sips of good wine and pupus.

Each “fisher” puts in $1 for the evening’s pool – and the person who catches the biggest fish gets to scoop the pot.  At the very first ATFC (Auntie Teresa’s Fishing Club) gathering, cousin Teresa actually won – catching a 2″ opu which probably weighed 1 ounce.

For Uncle, who is an avid fisherman with poles, reels, tabis, lead, hooks, and bait buckets taking up precious real estate near our front door, NOT catching fish and being beat with a 2″ opu was a blow to his “I’m a FISHERMAN” ego.  He could not stop shaking his head that whole week.

So, tonight, just before 7:30 pm, Uncle had me drop him off in Waikiki (secret spot) all by himself since Auntie Teresa’s Fishing Club members were doing their own non-fishing activities.

When I picked him up 3 hours later, Hana pa’a!!!  Sweetest words to a fisherman!

Aunty will make fish cake after Uncle cleans and spoons the meat.  Ono!!!  (yummy!!!)

This fish will give Uncle bragging rights when ATFC meets for their next dinner, potluck, beer/wine pupus fishing expedition.   Even though this catch does not count as a ATFC win since Uncle struck out alone and unsupervised, it was a long awaited win for Uncle, and possibly (since there are only 16 days left in the year) the biggest fish of the year.

Congrats Uncle!