CashFlow Game Review

Aunty first played Robert Kiyosaki’s CashFlow game at a 3 day Rich Dad Education seminar in Las Vegas.  Boy, was it fun!  All of Aunty’s competitive juices kicked in, and everyone couldn’t wait for their turn to toss the dice and impatiently waited while people did the changes on their Income Statements.

Bam!  Already, a lesson in accounting was built in, the kind of accounting that each of us really needs to do for our own circumstances.  These income statement worksheets are available in each game box or a more scrutinizing one can be accessed online at RichDad.com/resources page.  Career cards are shuffled and picked, each person having an occupation such as doctor, lawyer, teacher, truck driver, etc. with their own corresponding income and expenses.  The goal of the game is to acquire enough passive income (income that your investments kick off) to cover ALL your expenses, thus eliminating the need for a job.

The game is played by taking turns rolling the dice and either landing on Opportunity, Market, Pay Check, or Doodad spaces.  You then draw cards that correspond to those categories, and either buy, sell, trade, collect, or pay.  Income Statement adjustments are constantly being made, with the goal of the game being out of the rat race of working to collect a pay check and using that pay check to pay for your expenses.

This game is something like Monopoly – on steroids.  Usually it is limited to 90 minutes of play, otherwise people will want to keep playing and playing.

More lessons are learned when one loses than when one wins.  People’s personalities and tendencies become very evident.  That is perhaps the biggest lesson to be learned, your own tendencies, inhibitions, and faults.

Aunty HIGHLY recommends that everyone, no matter their age, to play the CashFlow game.  It will change players’ mindset from self limits to what is possible.

One of the most dramatic changes Aunty saw was with Uncle.  Uncle is like a rock.  Solid, stable, careful, hardworking.  When we purchased our Kaimuki house in 1985, it was to be our one and only personal abode.  We weren’t ever going to move.

However, after the 2nd time of playing, it was as if a lightning bolt zinged through Uncle’s mind.  ZAPPP!!!  “Hey,” he says to me, “maybe we should sell our house…”  WHAAAAT??  I was shocked.  Uncle had done a 180 degree turn, willing to use our main asset (our house) as a vehicle to get better results for our future well being.  THAT was progress, and all it took was a few rolls of the dice and some changes on a paper play sheet.

CashFlow games are played with friends, sometimes local organizations sponsor games (google search Cashflow game and your city), and now you can even play online.  Play to learn.  Learn in order to change.  Change in order to grow and improve.

We haven’t sold our house – yet.  However, we have used the maximum amount of equity that we had built up over the years in order to invest.  Was it scary?  You betcha, but it is turning out to be a great decision, building our passive income slowly and steadily until one day soon, Uncle can retire and get out of the rat race with enough perpetual passive income to support our lifestyle together.

Aunty has already used the CashFlow concept to purchase her latest (but not last) car.

Mahalo to Robert and Kim Kiyosaki for inventing this great way of teaching us in a really fun way.

Review of Bug Free Mind (in progress)

Many subscription based businesses present in Power Point fashion and read from the text – VERY boring stuff, even if the copy and content are excellent.  Bug Free Mind has the best promo video* with state of the art elements that I have ever seen.   Having someone voice the point first, and then having the text follow is a very pleasant learning and enforcing experience, and it was also very effective, since Aunty signed up after an enjoyable 12+ minutes of presentation.  [*to view without entering any of your contact info, go to the sign up page, do not enter any info, and close the window, as if you were exiting the page.  A window will then appear, “Are you sure you want to leave the page?”  Click on “Stay on Page” and you will see the promo videos without signing up.  The 2nd 12 minute one is a killer video!]

1st free lesson

The first free exercise is called “No mind” – in a 4 minute video.  However, the exercise is not taught in this – according to the comments section, it will come in the 4th part.  ???  I am a bit confused, but will stick it out and wait for the unfolding.  Do not click on the “download” below the video because it doesn’t work – purposefully and unharmfully by the developers.

2nd free lesson

2013-10-06_13-35-02Soon after, another video was sent via email “Tap the Magical Power of your Subconscious on Demand”.  This was a 9 minute video about how our subconscious intuitive mind has slowly been discounted to the point of being unimportant.  This is due to society, our environment, training, life in general.  Thus, our thinking process tends to only listen to our mind, not our intuition.  Our minds speak to us with words, our intuition whispers to us with feelings.

The homework or exercise to allow our subconscious magical powers was to look at a problem or dilemma, and ask for a solution, decision, choice; then forget about it.   Our subconscious mind will be mulling this over, and the answer will come to us at some point in time.  The best time to ask our question is just before falling asleep.  Upon awakening the next morning, do not get up right away.  Instead, drift between being asleep and being awake.  Relax and allow your subconscious to speak to you in feelings.

Interesting – worth a try, don’t you think?

[note:  each video will have an aggresive call to action to order, sign up, etc.  Very compelling, but Aunty hasn’t signed up to join – yet.]

3rd free lesson

This one is entitled, “The ABC Guide to living a legendary life”, and is 12 minutes long.  The secret to this is 1) figure out what you want, and 2) just work on that project until you succeed.  It is important that you spend enough time designing what you want BEFORE you begin building it.  This is important – figuring out what you want first.  This rather long lesson ended with a sales pitch to reserve the books.

Rich Dads say, so Aunty listens

2013-10-04_13-03-14Aunty’s favorite Rich Dad is Robert Kiyosaki.  He had this to say about the recent US government shutdown:

“The U.S. Government, due to partisan finger pointing and squabbling, has shut down.   Neither side could reach an agreement on a spending plan for the government.  Mail will still be delivered, the military will still be active, Congress will still get paid, but there are those many other services that will stop, affecting over 800,000 Americans – who will be out of work.  Focusing on what will or won’t change with the shutdown will not matter.   Instead, learn the lesson and message that lies within this mess.

This Government shutdown should ultimately remind us that we are in charge of our own financial future and we can’t depend on any government to take care of us.   Even if the shutdown is only temporary, even when they are “open for business,” the Government will still be faced with a mess, one that they created.   Their limiting solutions are:  a) pay the national debt, b) default on the debt, or c) continue with “Quantitative Easing” by printing more money. The problem is that any of these options will eventually lead to an economic crash.

And here lies the lesson that many can’t—or won’t—see:

Looking to the Government for financial solutions is like closing your eyes in traffic and hoping you don’t get hit.  You want to make sure that you and your family are prepared regardless of what happens with our economy or our government.  Understand what the rich already know and do what they do.  It’s never too late to get started.” 

Many people have their eyes closed and have not gotten hit – yet.  I truly hope they never do.  I hope that government subsidies for the needy never ends, that retirement benefits continue to be paid, that we do not encounter an economic crash, hyper-inflation, deflation, etc.

But, what if it does happen?

Are you doing what you need to do to safeguard, grow, be independent?  Aunty may not recommend that you run out and sign up for Rich Dad classes (see Aunty’s review), but if you do take control and start to save, invest, protect, and grow your own financial picture of well being, you will be better off – even if you count on your company’s or the government’s programs for retirement.  Start learning in chunks, little pieces, whatever way you can.  Robert Kiyosaki even has his own Rich Dad blog – highly recommended, and it’s free!

Do, or don’t?

Jeff Olson & AuntyJeff Olson, in an audio recording for Nerium distributors, talks about the price of neglect.  “The price of neglect is far more painful than the price of discipline.”

Please take the time to really think about this quote and actually weigh the consequences of inaction over action.  Candy Crush Saga or taking a seminar?

I consider Jeff Olson a Rich Dad because of his leadership, success, and his heart.  His book, The Slight Edge, has 10 simple rules that anyone can incorporate in their lives, to better their lives.

“Whether you think you can, or think you can’t – you’re right.”  Henry Ford

From time to time, I listen to words of wisdom from Bob Procter.  He also learns from “Rich Dads”, one of them being Napoleon Hill.  To quote Bob Procter:

In his best selling book, Think and Grow Rich, Napoleon Hill wrote, “You will never have a definite purpose in life; you will never have self confidence; you will never have initiative and leadership unless you first create these qualities in your imagination and see yourself in possession of them.” He went on to say that, “… imagination is the most marvelous, miraculous, inconceivably powerful force the world has ever known.”

Have you ever thought of what your perfect life would be like?  Just that thought is the start of the process and fulfillment.  Write it down, draw it, dream board it, or post it here in a comment!  Brick by brick, step by step, build that perfect life.

Think it, learn it, do it

Sounds simple?  It really is.

Thinking it is the easiest part of it.  What does your ideal life look like?  Dream big.  Dream ENORMOUS!  Dream for real – do you REALLY want to have 15 cars that you won’t drive in a huge mansion that you get lost in?  Is your dream a nice little small house near a beach park with cash flowing rental real estate and a dividend paying stock portfolio with someone else who cooks and cleans for you?  (ahem, that’s also Aunty’s dream…)

Learning it means turning off the tv or limiting Candy Crush saga and picking up a book, a course, a seminar.  Be careful how much you pay – even though coaching gurus will tell you that they are worth every cent.  The world wide web has made it possible to advance your knowledge at your speed, whenever you want, however you want it, for free or for a fee.  Learn, digest, learn, digest.

Doing it – now this is what takes focus, commitment, and not listening to those who care about you.  I don’t know if Einstein would be considered a Rich Dad, but his definition of insanity was doing the same thing over and over again and expecting different results.  Walk a different path.  It will not be an easy one (price of discipline), but it sure beats going nowhere (price of neglect).

Mahalo Robert, Jeff, Henry, Bob, Napoleon, Albert

To all the Rich Dads that I know, and even the ones that I have yet to discover, mahalo.  If you know of any others, please share it with us in the comments section along with what a summary of what you have learned from them.  Also, please share your dreams – if not with Aunty, with somebody else.  Build your brick house just in case the straw houses crash.

Broke da ALS Team and the Magic Slate

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Less than half the team, just before clean-up

 

Amyotrophic Lateral Sclerosis, or ALS, is more commonly known as the Lou Gehrig’s disease.

Our friend Gary, aka “Black”, was diagnosed with ALS last year after he had slow speech pattern and difficulty swallowing.  Aunty and his wife are friends from hanabata days (hanabata days = long long time ago).  This weekend was the very 1st annual ALS walk in Hawaii, and over 300 people gathered at Kapiolani Park, to donate and walk for ALS awareness and research.  We were part of Black’s “Broke da ALS” team.

ALS shows up in different ways.  Some people are wheelchair bound, some cannot move their arms.  Black looks good, still very mobile, and is always busy with chores, surfing and going on snowboarding trips.  He doesn’t talk anymore, so he communicates by writing on his iPad, taking it out of his bag whenever he has something to say.  Black was always on the quiet side, especially since his wife talks enough for 10 people and he hardly had a chance to be heard anyway.  The iPad is now his voice and his most useful assistant.

Black had google searched for an iPad app that he could use, since typing took too long and was also too small to read.  Googling “etch a sketch” brought him to find a French developer’s free app, Magic Slate.  What a great find that was!  The entire iPad screen looks like a used blackboard, and your fingers become the chalk.  It is so easy to write out any message for anyone to read.  Shaking will clear the board so that a new message can be written and shared.  Black has become very adept at writing, clearing the iPad board with a shake, and then writing more, making for good and easy conversation.

Towards the end of the event, after the walk was over and tents and tables were being broken down, a good looking woman from another group came to Black and gave him a box of poi malasadas from Kamehameha Bakery (yum, yum, yum) and I asked him who she was.  Black whips out his iPad and writes, “her husband has ALS” and points to a group.

I looked over to where he was pointing and saw a man in a wheelchair, so I asked if he cannot walk.  “He just tired” was Black’s answer.  I asked about his condition, and Black writes, “he cannot lift his arms anymore.”  He adds, “he also used to surf.”

Then, with a chuckle, Black writes, “He said he like challenge me – to karaoke!”  That was pretty funny.

Black then clears the board with a shake and writes, “So I told him I like challenge him – to arm wrestling!”  Nyuk, nyuk, nyuk!  That was really funny!

Becoming part of Black’s support team is not only rewarding and appreciated by Black and his family, it is also rewarding and appreciated by us.  Seeing old friends, meeting new ones, talking story, and coming together as an impressive group with a common desire of beating this affliction felt good.  There is hope, and magic happens every day.

We all have magic in our lives, every second, with every heartbeat, with every sunrise, with every person we meet.  It is just a matter of realizing it, that our lives are transformed from humdrum to wondrous.

Black can attest to having magic every day.  Every time he goes out to surf, he is living life to the fullest and ALS doesn’t exist in those instants of feeling the power of the wave take over under his board.  Mingling with each of us, giving and receiving bear hugs, knowing how much love is shared – that’s magic.

Every message written on his iPad is limited only by the speed of his fingers.  For the first time in his married life, he can convey what he wants to say, regardless of his wife’s nonstop talking mouth.  That, too ……… is magic.

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Cookie and Black

 

Aunty will be a millionaire for how much?

2013-09-20_15-52-42Aunty just signed up for another newsletter – couldn’t help myself – the copy was that good, and the information that I was promised was going to be awesome….

It is a “field manual” survival book and a 12 month newsletter by Dr. David Eifrig (I know, his name could be a joke if you switch around a couple of letters) that will let me know how to get silver coins super duper cheap (no worries Paul, that one I promised you I wouldn’t post), a device that will purify water and fits in your pocket, and a defense mechanism that will repel attackers, available for cheap on Amazon!*

All this and more for an annual subscription fee of $39!  Such a deal, such a deal, with SO much more valuable information .  Aunty is such a soft sell, so I figure, “why not?”  And if it is worth the $39, Aunty will review and let you know so you can get in the deal too.

However, immediately after putting in the numbers of Aunty’s corporate dedicated credit card (note to Aunty:  write a post about the stupendous advantages of having a C Corp), another super duper special offer popped up, with 6(!) expert newsletter people and all kinds of goodies that will make Aunty rich(!), happy(!), secure(!) and all that good stuff came, worth at least $12,000, with no annual renewal fee and a time sensitive super duper special of $1000, period, good for Aunty’s lifetime!!

$39 with annual renewal or $1000 without?

$1000 is a lot of money, even if it is for 6 experts that I really don’t know, sending me newsletters and tips.  This is much more than $39 to find out how to purify water and repel bad guys.  The publisher of all those newsletters putting this deal together is a master of newsletter affiliate marketing.  A master almost to the point of being annoying.  AND, this $1000 lifetime guaranteed deal is not just $1000, because there IS an annual fee of $149 for something that isn’t called an annual renewal.  So now it is confusing – there is an annual fee?

Okay, that was a turnoff.  Maybe the information and lessons are worth thousands IF Aunty practices it.  Maybe Aunty will become a millionairess overnight or in the next year.  Maybe Aunty will be retired with Uncle with no cares or worries, living a lifestyle that is perfect for us.  Maybe it will be so, but da buggah stay lie [translation:  the publisher/marketer was being deceptive.]

Auwe!

First, he says “no annual renewal fee” and then he says “small fee of $149 charged annually.”

This publisher – Stansberry Porter whatever – might be a good guy, but he really should be more ethical, IAO (in Aunty’s opinion), or at least not talk through both sides of his mouth with different stories.

Has Aunty ever paid a lot of money for a subscription/service?

Yup.  In fact one of the most recent ones is The Wealth Builders Club by Mark Ford.  This one cost $1500, paid with Aunty’s corporate account, and is worth more than $1500, IAO (in Aunty’s opinion).  Lessons are unfolded like peeling layers off an onion.  Each layer is delicious, rich with content, and done with sensitivity to those of us with moderate income wanting to improve our lives.  Recently (IAO) it spends a bit too much emphasis on the paid in additional riders of mutual whole life insurance, even though it IS an awesome way to save and use money.   Several strategies for income and investment are broken down and taught, all very possible, all well researched and even tested.  Membership does cost a lot of money, but Aunty feels that she is getting her monies’ worth and even has an affiliate relationship with them.

Aunty recommends this “Club” only if you are serious about investing and have the means to do so.  If you are not yet financially solvent or just starting off, then Mark Ford’s Palm Beach Letter is a less expensive option and rich with content, just not as frequent and detailed as the Wealth Builders Club.  It is one of my favorite, and is a bargain.  The Palm Beach Letter is $39 annually.  Aunty highly recommends this newsletter and also has an affiliate relationship with them.  If you click on The Palm Beach Letter, you will have access to their rather long (and excellent) sales copy and subscription button to join.

However, subscriber, be aware!

Be Aware, not necessarily Beware.  ALL of these self help, financial, be better, etc. newsletters are in the business of affiliate marketing.  EVERY one of them, especially the free ones.  You will get a LOT of invites to view other products/newsletters/secrets/strategies. They all have appeal and urgency with impending doom.  One thing almost all financial and investment newsletter like to do is bash the President in office, and that is kinda overdone.  In this day and age, in our current crisis/non-crisis, it doesn’t matter who is in office.  We have to take charge of our own finances, growth, retirement.

Subscribing to newsletters is a good start, just be careful who’s opinion (it is all opinion until history proves it to be fact) you want to adopt as your own, and be ready for a lot of emails pitching this newsletter service and product or that service and product.  Your email address and contact name has been melded into “THE” list of potential buyers, and the campaigns will begin.

Some of them are fantastic, some are pretty good, some of them are not so good.  Aunty reads them all to get a general bigger perspective and then either forgets about it or bookmarks it in one of the 35+ email folders for newsletters on my laptop.  Penny stocks, mortgage updates, recipes, gloom and doomers, silver bugs, investment advisories, yada yada yada.   Yep, Aunty gets daily emails from subscriptions, and because of them, the number of newsletter and offers keeps growing.

Just a heads up to be aware that others will send enticing sales promotions to you.  Be choosy in what you do buy or subscribe to.

Aunty also affiliates

Aunty is starting to monetize her website, and Aunty also has affiliate marketing relationships.  However, the affiliate markets that Aunty has are those that are tried and true, tested and used by Aunty.

The google adsense ads that pop up are not of Aunty’s choosing but those are monetized by Aunty’s content and people clicking on those ads, and so far…….drum roll please………over the last 2 months……….Aunty has made…………$14.11!  It’s a start, thank you very much.

Future lessons about how that is going as well as more of Aunty’s journey into websiting will be covered as time goes on.  If you ever had an inkling or itch to start your own blog/website, just go for it.  Aunty’s “Website” page walks you through the process.  For less than $50, you can start your own blog without having to hire a designer/programmer/expert.  It will be a learn as you go experience.  In the beginning, just post content.  Later on, you can start to monetize with google ads or other affiliate ways and when you make over $14 like Aunty, please let Aunty know so we can celebrate together!

Aunty the millionairess

It will happen, and it’s not because Aunty sits around meditating and focusing on a dream board (Aunty still doesn’t have a dream board and lacks the discipline of meditation).  Warren Buffet, the brains and heart behind the super successful Berkshire Hathaway fund/company said, “Be greedy with others are fearful, and fearful when others are greedy.”  In other words, don’t necessarily do what everybody else is doing or says to do.

Instead, read, learn, listen, then form your own conclusions.  Determine your path and take the steps, one by one, inch by inch (“NIAGARA FALLS!!!….” lol – sorry, I digress).

If you have any questions or want Aunty’s take on something, please comment below.  Just let Aunty know in your comment if you want it to be private and Aunty won’t approve it for posting.

*[Update:  the manual is pretty good, lots of useful information.  The water filter that was hyped and can be bought on Amazon for around $20 is called LifeStraw.  The device that will repel people and animals is an airhorn, the louder the better.]

Tired of Teeth

Aunty loves to visit Jalna’s photo blog site because it is such a delightful slice of Hawaii local-ness with great photos and links to her photographer friends’ sites.

I know Jalna, kinda, through our mutual pal Fay, so I post comments from time to time.  Like the last time when she had the very funny clip of the Three Stooges on stage doing “NIAGARA FALLS!!!……Sloooowly I turn………Step by Step…….Inch by Inch….” and Aunty had to laugh because I also cannot hear anyone mentioning Niagara Falls and not do the head swivel, stomp, and “NIAGARA FALLS!!!!”…….  Those knuckleheads used to keep me in stitches when I was a young kid, and they still do when I get treated to a clip from the past.  (click on video above to enjoy!)

Recently, Jalna wailed about her ingrown toenail and the very nice and gentle doctor that she went to see.  I could relate, because I was undergoing a root canal, followed up with a new crown and long sits in the dental chair with a mouth full of numbing shots, gizmos, drilling, and suction.  It seemed like it would never end.  For days after, there was a pervading sense of pain from the wounded gums, and Aunty was flat out tired of teeth.  Tired of flossing, tired of brushing, even tired of chewing.

Aunty’s teeth are finally returning to normal.  That means nothing is going wrong with them, so I just take them for granted.

Isn’t it weird, the way our thoughts are wired?  Our attention is focused on the junk stuff and the wonderful everyday miracles are taken for granted.  Why is that?  Please comment below if you have the answer, or better yet, a solution.

Meanwhile, here’s something I found from Kevin Elliott:

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What do you think? Have something else? Please share!

Revving up for Real Estate

2013-09-15_11-24-23In the beginning….

Aunty initially began this info/website because of real estate investing.  After spending thousands of dollars on workshops, some excellent, some mediocre, we took the plunge and began to purchase real estate in Las Vegas.  Why Vegas?  Because it was on sale at the time.

We used a legal team that was savvy, proficient, and trustworthy.  We found the best real estate agent who understood investing.  We had cash flow because of good tenants.

Good tenants are like golden eggs.  They are wonderful and valuable.  However, for the most part, they are also stuck.  Stuck in the rat race, living from paycheck to paycheck, not having additional sources of income, not knowing what can be possible.  Aunty wanted to give each of them the “Rich Dad, Poor Dad” book by Robert Kiyosaki, or write up a little brochure so they could begin to get a handle on their situation.  The little brochure was begun, but soon ditched because there was just too much information to share, and printing it all out would be cumbersome, and perhaps, unread.

With #1 Son home for the summer, HonoluluAunty.com (started as a .info site) was born as a means to publish knowledge.  Everyday, Aunty reads investment, financial, personal development newsletters.  There are some gloom and doomers, some Pollyannas, and some really down to earth practical bloggers out there.  From all of these, golden nuggets of information and techniques can be found, and Aunty shares them here in one way or another.

Here is a golden nugget that came into Aunty’s webmail today, regarding joint venture investing.  This is a great way to invest if 1) you have money, 2) you know people with money, or 3) you don’t have money but you have good credit (perfect for people who are renters).  Mahalo to Julie Broad of Rev N You, a Canadian based real estate investor that often times has strategies that can work for people who are willing to work together.

Enjoy!

Bank of Hawaii loans on sale, Oh My!

Boy, when it rains, it pours!  So much news to share, 3 posts in one day!

Just in from my absolute favorite banker, Israel Avilla over at the Kahala Bank of Hawaii:

Home Equity Lines at 1.00% for 12 months or 1.75% for 24 months.  Some of the criteria include that you must have a Bankohana Level II or Level III with us in order to qualify for this promo.  Anything below $250,000 does not require an appraisal and if the individual is not self employed, we do not need to collect financials if the request is under $75,000.

This is a GREAT deal, and it sounds easy – finally!

Prior to, Bank of Hawaii made borrowing very difficult – so many hoops to go through and a long dragged out process that had us wringing our hands and wanting to give up.

If your home has a lot of equity in it, use it, or at least have a Equity Line of Credit set up in advance just in case you do decide to invest or spend wisely on a necessity.  These loans usually have very low (if any) fees, especially with no appraisal!

Also, if your home is totally paid off and unencumbered with a mortgage, you could be a luscious target for lawsuit hungry dirt bags that will sue you if they trip and fall on your property.  Having a HELOC (Home Equity Line of Credit) is reflected on your record of ownership EVEN if you are not drawing on it at all.  It just looks like you have a loan, and thus, less equity for the dirt bags to win.

Anywho, my favorite “nephew” banker’s contact info is:  Israel Avilla at the Waialae Kahala branch of Bank of Hawaii, phone (808) 694-7471, or email Israel.Avilla@boh.com.  Tell him “Aunty” sent you, so Aunty gets brownie points, and lunch!

 

Aunty's favorite local banker!

Aunty’s favorite local banker!

Stock Storm signals – to watch & ponder

Aunty subscribes to over 30 newsletters – YIKES!  Didn’t realize how many until I counted today, but they takes the place of me watching the news on TV or reading a daily newspaper.  Most of them are opinions, and many of those opinions are based on facts or a series of facts, and some are just guesses based on je ne sais quoi (the dunnos).  The way I figure, these people are very very smart and study financials, wealth strategies, personal development, etc. on a full time basis, so getting their newsletters is like picking their brains, and then make my own decisions.

This morning, a short video was delivered to me about the recent downturn in the stock market, so for any of you who trade stocks or options, here’s a good one to ponder – up or down?:

Storm Watch

Update, September 15, 2013:  The stock market in the eyes of the S&P 500 dropped a few days later, and has since recovered to 1687, and seemingly on an uptrend.  Which goes to show – the market is like the roulette wheel – no one really knows and you just place a bet and cross your fingers for the best.  Here is a snapshot of the S&P on September 13 with the green arrow pointing to the corresponding point of 8-28-13:

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Root canals and Crocs

View from Dr. Chun's 14th floor root canal chair

View from Dr. Chun’s 14th floor root canal chair

Today, Aunty saw the bestest dentist in Honolulu, Dr. Hideki Kurokawa (1060 Young Street, phone (808) 538-0047) because I could barely eat my morning cereal today due to extreme pain from my #19 tooth.

He looked and immediately sent me to Dr. Kimo Chun to get a root canal.  Dr. Chun’s office is in the Ala Moana Building and overlooks the Ala Moana Shopping Center, the Yacht Harbor, and the site of the soon to be completed luxury condo, ONE Ala Moana.

Aunty had a couple of root canals done before by other endodontists, and root canals are really not fun.  However, the view from Dr. Chun’s chair and the modern contraptions made this root canal almost pleasant!  First he stuck a soft rubber like thing into the side of my mouth which kept my mouth open – how easy and no problem with biting doctor’s hand or getting lockjaw!  Then, a little trampoline looking thing that fit over my lower jaw.  Nifty!  No yucky stuff even with all the drilling, vacuuming, rinsing, etc.  It was uncomfortable only when the numbing shots were administered – like a sting, and then blissful numbness.

I don’t know what Dr. Chun was doing, but his hands were busy for the entire hour and when it was over, Aunty realized what a great root canal it was, partly because of the view, and partly because of how he set up his workspace and my mouth!

A few instructions about not chewing on that side, pain control with aspirin or tylenol, and antibiotics just in case, which Aunty has declined.

Aunty does not like antibiotics because they wipe out the good with the bad, i.e. the infection is killed but so is the immune system.  Granted, if Aunty does come down with swollen infection from the root canal, then perhaps she will reconsider, but for now, no thank you.

Unexplainably, with numb mouth and lips that felt like they were huge, Aunty had a hankering for some Crocs and Aunty headed toward the Food Court of the Ala Moana Shopping Center to get some.

Crocs are these rubber shoes that were all the rage a few years ago, supposedly made so your feet don’t smell.  They used to be all the same, just in different colors and sizes.  Kind of like Dutch clogs without the noise.  Now, they have a lot of different styles, heel heights, textures, etc., and Aunty fell in love with some leopard print ones that were kinda on sale.

LONG ago, Pal Cookie told me about getting a 20% discount at Crocs Stores with a AAA card.  I think that was a long time ago, because the nice people working at the Ala Moana Center store didn’t know about that, and instead offered me a coupon deal for 20% off 2 pairs.  So what’s a gal to do?

Aunty now has 2 new pairs of Crocs, one in leopard print because Aunty is a leopard kind of person.  rrrrrRuffff!

Aunty also happens to own Crocs stock and have watched  it rocket, then drop like a rock, and now the stock is just meandering around.  Maybe after today, the price of the stock will go up.  Buy some Crocs shoes so the stock goes up!

Which reminds me, must do a lesson on options trading the right way.  Took me years to finally get it, and it may soon be time to open to sell Crocs call options if it does bump up.

I end this rather rambling post with a picture of Aunty’s newest pair of Crocs slip ons which are almost indestructible.

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Sassy, eh?