5 Star Rating and good Karma (credit)

Aunty was in a major pickle.  Major.  I didn’t even want to tell Uncle about it because he might get mad and make me cut up all my credit cards.

2013-05-10_20-56-48See, pal Cookie called to let me know about Wells Fargo’s stream line loans that refinance at today’s lower interest rates with zero points and $650 closing costs (that’s a great deal).  Aunty was in the beginning phase of talking to Kim, one of their loan officers, when “SMASH! ouch, OUCH!” – I get an email update from Credit Karma (great free service if you don’t select extra offers) that my credit score went crashing from 740 to 660, “WHAM!” because I was over 2 months late on paying on my Nordstrom card.

Having a delinquency on your credit report is like dragging around a leg chain with a big black ugly ball for 7 long years.  There are ways to increase credit scores (maybe another post in the future) but that delinquency will pop up in the negative column and NOT go away for 7 long years – and in Aunty’s case, that means until Aunty is 67 years old!

Normally, we pay off all our credit card balances every month.  For some odd reason, that Nordstrom card was noted as paid by me and put away for 2 billing cycles.  A letter in the mail from a Nordstrom Vice President apologized for any oversight and informed me that my Nordstrom account was way past due.  Oh oh.  Not good.  Aunty got on the phone with a Nordstrom representative and cleared the balance online immediately.

However, too much (I had late fees to pay), too late.  The damage was done because it was over 2 billing cycles late.  A couple of calls to their toll free number resulted in, “Sorry, we are not able to remove the damage.”

Never give up.  That’s kinda what I believe, so Aunty called the phone number on the Vice President’s “currently past due” letter and asked to speak to him.  The customer service rep who answered the phone was Garth – like in Garth Brooks.

Aunty explained the situation (okay, maybe I begged) and Garth said some magic words, “Let me see what can be done”  and put me on hold.

Be still my heart.  Wish, wish, hope, hope.  Wish, wish, hope, hope.

When Garth came back on the line he said, “Okay, just for this one time, we have removed the delinquency….” and a bunch of other great words, and “SHAZAAAM!” the leg chain with all of its weight came off, replaced with Hallelujah and mahalo, mahalo, mahalo.

How wonderful was that!  After the call ended, Aunty immediately sent of a letter of commendation thanking Nordstrom for having such a great employee and being such a great company.  [note from Aunty – please DO send off letters of commendation for people who make your day.  In return, you make their day in a really nice way.]

2013-05-10_20-50-485 Stars to Nordstrom!  They have lived up to their reputation and high standards of delivering excellent customer service.  They have given Aunty 7 years of cleared credit.  7 years of being able to get investment real estate loans at the lowest rates because of good credit.  This will save us thousands of dollars of interest qualifying us for lower loan interest rates.

Aunty is so happy, Aunty is going to go out and buy a celebratory something from Nordstrom, put it on the Nordstrom card, and pay it off right away.  Maybe something for Uncle, and then I’ll let him know about the credit disaster that got cleared.

 

 

 

Update:  Aunty’s credit score has bounced back!  It is funny how it took 1 day for it to take a dive when the delinquency was reported, and 4 weeks before the score was revised higher after the problem was fixed.  Lesson learned – pay everything on time, every time!

2013-06-05_16-37-58

Beginning “The Pledge”

IMG_0521Aunty recently joined the Wealth Builders Club (will give more details in a future post) and one of the bonuses of that program is getting Michael Masterson’s new book “The Pledge” in the mail.  I like getting a “real” book, especially if they are hardcover.  Somehow having pages to turn and paper to smell makes it of more value to me than an e-book.

I posted about Michael Masterson before – as the man with many names.  Regardless of how many identities he has had, he delivers, and delivers very very well.

Upon flipping through it to get a sense of what this book was about, a test on page 2 of the Introduction stopped me in my tracks and I knew it was something worth sharing.

The heading of the section was asking the reader how good is their life? and take this test.  The test/questions define the quality of your working life.  The questions are:

  1. What will you do?
  2. With whom?
  3. Where?

Simple questions which we already have the answers to right now.  You are already working or have a career or will embark on a career or path, you already have an employer, co-workers, clients, vendors, partners, and you already are somewhere.

Aunty then skipped to almost the last chapter to get the purpose of these questions.  You probably already know what the questions will evolve into:

  1. What would I really enjoy doing?
  2. Who would be the best person(s) to do it with?
  3. Where would I most want to do it?

This last set of questions do not only apply to your working life, but also your personal, retirement, and spiritual life.

Aunty isn’t the best of readers – finding time in the day to sit down and read is luxury time that I don’t have.  However, Jeff Olson in “The Slight Edge” prescribes reading just 10 pages of a good book per day.  Aunty can do that.  And when I am done with this excellent book, I’ll do a book report/review if it turns out to be as good as I think it will be.

 

Fiverr.com is even better than kim chee soup!

auntyhonalulu (1)Aunty used Fiverr.com a year ago in order to buy a cartoon rendition of herself to use on business cards, as a logo, etc.  I was looking for a hand drawn rendition since the Fiverr seller had a hand drawn self portrait on his profile.  A few weeks later, a computer generated image of something that looked like Cinderella’s brown fairy godmother in a muumuu arrived (see picture on left).  Aunty was not satisfied and thus put Fiverr.com in the “Nah, not now” category.

This year, Aunty decided to change the look of Aunty’s avatar (picture that links to an email address/user Guy's cartoon Auntyname when posting on other sites) so tried Fiverr.com again.  Aunty can be cheap sometimes and $5 is cheap!  Granted, Uncle did a drawing for me for free, but it looked a little bit too much like a happy witch with stringy hair, no lips and one squinted eye, so needless to say I decided not to use his version of Aunty.

revision cartoon aunty2I paid $5 and hired a young female artist going by the user name Eliana93fer to make a caricature of Aunty from a photo.  Shazaaam!  I love it!  It is now my new avatar, on my new business cards, and also on Facebook and this website.

I also met Chad Lamothe on Fiverr.com.  His user name is chicagoslim.  For $5, Chad did a 18 minute video critiquing the HonoluluAunty.com website, blasted it on almost every level, and also made many suggestions that were super duper.

So, Aunty hired him to redo the old blah website, and tadaaah! Aunty now has a better looking, better performing, more user friendly website!!  The redo cost more than $5, a hundred times more, but it has been worth every penny.  I am hoping that Chad will do a guest post on websites later on for Aunty.

I highly recommend Fiverr.com – with a caveat.  Some of the vendors are mediocre, some are good, some are awesome!  For $5, one cannot go wrong, unless you really rather have kim chee soup, mini serving, take out.

 

Aunty and Mr. Price

IMG_0484Aunty was in Las Vegas, the ninth Hawaiian island, and very happy to be in a picture with KSSK radio celebrity Larry Price at the McCarran Airport.  Uncle took the picture.

We were there for a Nerium Bash – what a company!  New and improved tools, great training and an awesome new program for non-profits to earn commissions without any start up costs!  Please let Aunty know if you are interested.

Aunty put $6 in a slot machine that took the money and didn’t give back anything, so it was break even on the gambling front.

We are now at home, and it feels so good to sleep on our own bed and be surrounded with our own things.  Going on trips every once in a while gives me a new prospective – also makes me realize what a mess our house is in, yikes!

Aunty is getting back into the swing of building into our retirement goals so will be posting more in the future about cash flow, financial lessons, reviews, etc.   Hope y’all (met a lot of people with that accent at the Bash) are having a great day!!

 

Kim chee soup for the soul

2013-04-02_16-18-36Uncle got a really bad cold – sinus, cough, sniffles, short of breath – really bad.  One of the best reasons to just zone out and watch tv is because you are sick and can’t do much else.

So what does Uncle watch?  Korean dramas by the scoreful.  And every Korean drama has a scene or more of people eating Korean food with gusto and rice being stuffed into their already full mouths because it tastes so good.

It is almost like torture to watch if you are hungry.  One day while Uncle was having a coughing sneezing nose honking fit, we saw Mrs Go Bong Shil serve kim chee soup with tofu to her family and Uncle decided that was what he wanted to eat.

Aunty and #2 daughter went to Good to Grill in Kapahulu for their kalbi ribs (ono but a bit pricey) and next door to a Korean fast food place called Youncy’s Korean Barbeque with….Kim Chee Soup on the menu!  We made a take out order (the only kind they have) of Spicy Kim Chee Soup which came with 4 veggies (very good and they don’t skimp) and rice for a full meal.

Aigoo, aigoo!!  Uncle woofed down the food, smacked his lips and slurped down the soup with as much gusto as the Korean drama folks.

And then he felt much better.  His sinuses felt almost clear, and he was on the way to health.  We had kim chee soup 8 days straight for dinner and it has since become one of his favorite meals.

There is NO comparison between those instant noodle in a bowl soup and getting one from a Korean restaurant.  It looks spicy and hot, but is pleasing and soothing to eat and rather easy to make with fermented kim chee, onion, tofu, kim chee broth and some stringy pieces of well cooked beef.

Warms up your innards and does wonders for your well being.  Enjoy!

 

Favorite Restaurants

Recommended if you want to impress with reasonable yuppy yummy food:

2013-04-23_18-07-51Lucky Belly, 50 N. Hotel Street in Downtown Honolulu on the corner of Smith and Hotel Streets.  This is like high end food – what you would expect at Alan Wong’s if he really scaled his prices down – in a kind of grungy area.  Once you are inside, it is very young and hip looking with small tables and big rectangle plates.  Not only will it impress your out of town guests because of how it shines like a jewel in a dingy part of town, but the food, the food, the food!  Simply yet fancy.  The Shrimp Gyoza is to die for – only 3 pieces of gyoza filled with shrimp that you can taste surrounded by a delicious soy bean avocado and ponzu sauce.  The salads are super beautiful, not sure if I like it, but they are super reasonably priced ($5-$9!).  The ramen comes in a big deep bowl and the noodles and broth are wonderful.  My mouth is watering just thinking about the food here.  Aunty doesn’t really recommend the sandwiches – maybe because of the bread.  Thanks to Pal Wanda for turning me on to this place!

Favorite local style eats:

Yama’s Fish Market 2332 Young Street.  They have good plate lunches.  I especially like their poke and pupu selections that you order by the pound.  I always get at least a pound of their dried garlic/pepper ahi poke and their pulehu tako.  Great as omiyage (gifts) to take to the mainland.  Just make sure you put it in a cooler and bag each container in case of leaks.  Have it belly loaded and it will be near frozen by the time you reach your destination.  Just hope you don’t have delays…

Zippy’s.  The local favorite with at least one in every part of town.  Open 24 hours a day.  Our kids love their chili rice, I like the zip pac, Uncle likes their oxtail soup.  Check out their weekly coupons at http://zippys.com/live/promotions/online-coupon/ (sometimes the coupon site is not available, boohoo!)

Times Supermarket in Kaimuki has great plate lunches!  Surprise, surprise!  I went there after an errand to pick up some eggplant and saw a man ordering a roast beef plate lunch at the “taste of times” counter.  Thin sliced roast beef with sides of either rice, sweet potato, fries, mac salad, steamed veggies, and gravy.  All for $5.99 and it comes with a free drink!  I asked the man how it was, and he rolled his eyes and said, “Ono!” so I ordered the same thing.  Very happy.  Good food, not too many choices but everything looked good, cheap price, lots of leftovers.  I’ll share with Uncle when he comes home.

Asahi Grill Ward Avenue.  Speaking of oxtail soup, this restaurant has a good one.  Lots of other good food too.  Parking lot is small, so feel lucky if you find a space.

Kaimuki Grill in the Kaimuki parking lot behind Hokkaido Ramen (also great place to eat ramen and ono gyoza).  Uncle and I went there – had our Groupon coupon (paid $7 for a $15 coupon!) and we had fried saimin noodles – excellent, and garlic steak – excellent, and a small salad – good!  Uncle had a couple of beers.  It reminded us of Side Street Inn, but it was 10 times better and half the price.  Food was very reasonably priced, service was friendly, place was small and open but not as noisy as Side Street Inn.  Parking is good – 75¢ for the first 2 hours, and after 9:00, you can even sing karaoke!  I’ll spare you on that.  They are closed on Mondays.

Hokkaido Ramen in Kaimuki right before Kaimuki Grill.  Big bowls of ramen in either white or shoyu style.  Gyoza is really good.  Combo of curry, ramen and gyoza will fill you up.  My favorite on hot summer days is their cold ramen platter.  Big variety of toppings on a big platter of cold noodles with a ponzu-like sauce.  MMMMMmmmm good!  Get a card which they stamp for each bowl of ramen/or plate you buy, and after 10 stamps, you get a ramen free!  [Update:  They don’t do the card stamping anymore.]

Good to Grill at 888 Kapahulu Avenue in the Safeway Store complex has good meals.  Everything is cooked fresh right in front of you if you stand by their huge keawe wood grill.  I have had their hamachi kama – OOOONNNOOOO! although it is a bit pricey at $16, but it can feed 2.  Uncle and I went there recently and had their evening special – prime rib!  Regular price was $14.99 but we got it for $9.99, shared that and a baby greens salad and we were happy.  Uncle had their kalbi – very juicy and tasty.  Friendly staff, fast service.  Good stuff!  [new note:  if you plan to eat at Good to Grill on Kapahulu Avenue, buy something at Safeway (next door) first.  The Safeway receipt has printed coupons on the back, and one of them is for a free soft drink when you buy $7 or more at Good to Grill.  That will save you $1.98!]

The absolute best buffet, unfortunately in the heart of Waikiki, is Kai Market in the Sheraton Waikiki Hotel.  Everything I ate there was fresh, cooked perfectly, and tasted wonderful.  Snow crab, alae salt prime rib, miso butterfish, salt and pepper shrimp, risotto mushroom pasta, tons of shrimp and scallop on cake noodle, melt in the mouth short ribs, and that is about half of what they have on the main dish line-up.  The chefs use local products as much as possible, so it also helps our local economy.  The service was excellent.  I tried a bit of this and that for dessert – all were good.  I finally got to have chocolate mousse the simple way (the way I like it) and my favorite dessert was the taro mochi with crunchy peanut butter stuffing.  SOOO ono!  Take along a small ziploc bag so you can take home some of the mochi, unobserved.  Locals get 25% off the tab so dinner runs around $30 without tip.  Valet parking is free (just make sure you tip the aloha way). [update: June 2011, went to the Kai Market for dinner.  Somehow it wasn’t as good as the first time we went.  No miso butterfish, different menu.  Perhaps they have different entrees for different days of the week.]

Tanioka’s in Waipahu.  Oh my goodness, where to start.  Okay, I’ll start with what not to order.  Don’t order their mochi chicken plate lunch because it is kinda dinky – just a few pieces of deep fried chicken rolling around in a big plate lunch container.  Just about everything else is DEElicious.  I love their spicy ahi/tako on sushi rice that they have on their refrigerated shelves.  Cone sushi, cut up roast pork, poke (all kinds), bentos, musubis with spam, chicken, fish, etc.  Fish patties, other okazu.  Always crowded but the service is fast and friendly.

Thelma’s is another eating place in Waipahu with good food.  Thelma’s Special is an artery clogging delight of pork lechon (crispy oily crunchy pieces of roasted pork) with chopped tomatoes, onions and soy sauce.  Drink CocaCola with it (I drink coke to cut the grease – can even be used to degrease your countertops, lol).

I also like Elena’s though I don’t know where they are in Waipahu anymore.   Elena’s has a restaurant in Vegas! so when you are longing for good Filipino comfort food, drop in and have their huge Pork Adobo Fried Rice Omelette, mmm mmm good!  Pal Patricia and I used to go to Waipahu once a week and eat the pork adobe fried rice omelette, pancit, and banana lumpia.  Oh my, now I am drooling…

Favorite Vietnamese Restautants:

Hale Vietnam in Kaimuki – 1140 12th Avenue, phone 735-7581 open daily from 10:00 am – 9:45 pm.  Their prices have gone up a little, but their pho is still one of the best.  Savory tantalizing broth with fresh herbs and veggies served up with the meats (or non meat) of your choice.  Uncle always gets the extra large combination.  I usually order their vegetarian papaya salad (spicy, healthy and yummy!) or their mock chicken salad (yummy on sliced cabbage, also very healthy).  Sometimes we splurge and get an order of spring rolls – these are served with lettuce leaves in which we put the spring roll, pickled carrots, cucumber, mint, basil, noodles, and dip in the vinegar sweet sauce.  Absolute bliss.

Good friend Alan and wife Gwynne turned me onto another Kaimuki restaurant – Super Pho at 3538 Waialae Avenue across Kaimuki Park, open daily from 10:00 – 10:00.  This is a place with ZERO street appeal so you can easily miss it, but there is ample parking in the back of the restaurant if you can find the driveway.  Very large menu, prices are reasonable.  Uncle had the pho, the broth wasn’t as rich and their combination didn’t have as much meats as Hale Vietnam, but he said it was still good (high praise from Uncle).  I had their beef stew – more like a soup with an unusual flavor.  It was very tasty and filling.  The place is rather chilly with air conditioners going overtime, and the television screens are on at high volume – something that is totally not necessary for a dining establishment.  It makes for a very bad date place because the person facing the tv screen almost can’t help watching tv during dinner rather than focusing on the person sitting across from them.  *note – now they have only a small tv, not so distracting.  Also, I think the cook has changed because the beef stew is thicker now, not as unusual tasting.  I liked the old one better.

Saigon’s in Kaimuki = 3624 Waialae Avenue, phone 735-4242, open Monday – Saturday from 10:00 – 9:00.  Parking is based on luck, or you can park in the municipal lot and cross the street.  This is my favorite place for bun cha giao (pronounced BUN cha yao).  This dish is made with rice vermicelli noodles on a bed of sliced veggies , and topped with pieces of spring roll sprinkled with peanuts and fried onion bits.  Served with the vinegar sweet fishy sauce.  Absolute wonderful combination of tastes in the mouth.  They also have a vegetarian version of the spring roll, so for my vegetarian friends I order “vegetarian bun cha giao).  I never tire of this dish and I think I could eat it every day.  Nobody (imho) makes bun cha giao better, though Mai Lan on Keeaumoku is also very good.  The trouble with Mai Lan is that it takes so very long for them to make the order, it can get a bit frustrating waiting, especially if you are doing take out.

Favorite Thai Restaurants:

Thai Valley Cuisine in Kalama Valley – my Thai friend Ahlin always likes to try Thai restaurants and is very picky since she is one of the best cooks that I know.  We went for lunch and the food was excellent, fresh, and healthy!  Lots of parking since the Kalama Valley Center is not a bustling place.  501 Kealahou Street, phone 395-9746.

Mekong II on King Street – I love their mango sticky rice.  Yummmm.  Very nice people.  Next time, I will order just the sticky rice with coconut milk topping and put our own pirie mango slices over.  OMG, I am so hungry now.  *note – I think they went out of business……Sad.

Favorite Japanese Restaurants:

Sekiyas across from Kaimuki High School – my alma mater.  We used to cut out of school and get the cone sushi, fish patty, shoyu hotdog.  Okazu there is expensive now [very very expensive from Sekiyas], so Uncle and I don’t order that way.  We sit down and eat from the menu.  Uncle likes their oxtail soup and hamburger steak.  I like their wun tun min or teishoku sets.  Warning!  Don’t EVER order their beef tomato. It comes in a huge bowl and looks good, but it is fishy tasting – like the base was made with shrimp based saimin broth mixed with brown gravy.  Totally gross.  What is worse is that I ordered it twice!  If I order it a third time, I’m quitting.  I love their stir fried vegetables with chicken.  All entrees come with genmaicha (tea), tsukemono, miso soup, and rice with entree.  Love it, love it.  Like eating at home but you don’t have to do the dishes.

Fukuya Deli in Moiliili on King Street IS the place to order your okazu.  Their selection is large, and the prices reasonable.  Parking is a bit on the tight side, so plan to go on the off hours from lunch or park on the street (metered).  Closed on Mondays and Tuesdays – somehow those are the days I am hungry for their food!

Zippy’s Sushi bar – one in Pearl City and one in Kahala.  THE best sushi – especially the nigiri stuff.  I have dreams about the hamachi nigiri – huge thick pieces that overwhelm the small bit of rice and your senses.  They even have various teishoku specials – my favorite is their hamachi kama served with ponzu sauce.  Yummm.

New kid on the block is G Sushi in the Market City Shopping Center.  Pal Wandaful treated us to lunch, and Aunty had their $6.99 salmon bento.  What a pleasant surprise it was!!  The salmon was either fried to perfection, and came out hot and fresh with a delicious piece of gyoza and good rice (not too mushy, not too dry).  We also had salmon skin sushi (excellent and just grilled), spicy hamachi sushi (yum, yum, yum), and soft shelled crab sushi (more yum yum yum) all for such a reasonable cost, that I had to drag Uncle (remember, Uncle does NOT like trying new places to eat) there, and he was really impressed too with the prices, the quality of food, and how we were full and happy!

Favorite Chinese Food:

Little Village in downtown at 1113 Smith Street, phone 545-3008.  My go to place to impress people for lunch.  Their honey walnut shrimp tossed in a mayonnaise/garlic sauce and served with candied walnuts is fantastic.  Their eggplant w/ garlic sauce is not.  I forget what else was good there, but everyone who I take finds something they like.  The atmosphere is simple and classy.  They even have their own parking lot in the back – a major plus for any downtown establishment.

Lam’s Garden across from Kahala Mall – 4210 Waialae Avenue, phone 735-3990.  The former owners had a thriving business with excellent food and loyal clientele.  When they sold their business, people stopped going partly out of loyalty and partly because of the change in menu.  Years after the transition, Uncle and I decided to try the “new” Lam’s Garden.  We were pleasantly surprised.  I love sweet sour cabbage with pork (Uncle doesn’t).  Theirs is the best – crunchy pickled mustard cabbage stir fried with thin slices of pork – always fresh and tasty, excellent with rice.  Uncle like to order their roast duck, and lately he orders the combination duck with chicken on rice.  Lots of rice, with a quarter serving of excellent roast duck and crispy skin chicken (nice and crispy thin skin on the salty side, yum yum).  When we want to splurge we get their steamed fish fillet – sometimes flounder but it sure tastes like sea bass.  Pieces of fish fillet with the delicate sauce of soy sauce, sugar, peanut oil, ginger and green onion.  Melts in your mouth because it is always cooked to perfection.  Best to eat family style.  And I get to take home quite a bit of my favorite sweet sour cabbage that way.

If you like salty spicy deep fried chicken wings (I am salivating as I write) with sauted chili and onions garnish, then the New Mui Kwai Chop Suey in Kaneohe is the place to order it.  They call it “salt and pepper chicken wings” and for some odd reason it isn’t on the menu, but everyone knows to order it.  Located at 45-1052 Kamehameha Highway, phone 247-3230.  Don’t know why it is called “New” because it has been there awhile.  Not sure what else is good there – I’m a one dish kind of gal when I order from them.  *note – the salt and pepper chicken wings got more expensive – $8 and you get only about 8 wing dings.  Sometimes it is crispy and wonderful, sometimes not so crispy and not so wonderful.  Still, it is worth taking a chance that Aunty will get a good batch, so we keep ordering when we are in Kaneohe.

Favorite Hawaiian Food:

Ono Hawaiian Food on Kapahulu Avenue.  Always a line, because the food is so ono.  Lau lau is good, but they always run out by the time we sit down to eat.   Automatic raw onions with Hawaiian salt when you order.  The owner is the best socializing PR for the place.   Last time we were there, we had a great conversation going on with the owner who is only a few years older than us.  All went well until we were leaving, and Uncle starts out the door and turns to the owner and says, “Tanks eh Uncle!” which is kind of an insult because that would mean he is way older – even though being called Aunty or Uncle is kind of a title of respect.  Uncle to uncle proper way of addressing is “Brah”.  Much easier on the ego.

Young’s Hawaiian Food in Kalihi near the police substation.  To tell the truth, I don’t really like lau lau, but Young’s makes the biggest bestest lau lau I have ever eaten.  Kalua pig, lomi salmon, and lau lau.  Mmmm Mmmm Mmmm.  Gotta have the poi too.

Favorite Korean Food:

Gina’s BBQ in the Market City Shopping Center where Harding, Kapiolani and King Street intersect.  The mini Family Pack used to feed our family, and the regular size Family pack can feed a lot of adults.  Gina’s vegetables are always fresh and tasty, and although greasy, the meats are ono, ono, ono.  After a concrete driveway pour, I ordered from their catering menu – the boys were very happy and their tummies were full.

While in the Market City Shopping Center, check out Duck Lee if you are hungry for excellent duck noodle soup.  It is a small place tucked in the corner, but well worth looking for.  Their roast pork has great reviews, but I’ve only had their duck so far.  5 quack star rating from me!

Aunty recently ate lunch with a friend at Red House in Honolulu – 835 Keeaumoku Street, phone (808) 944-0088.  What a pleasant surprise!  It was Korean food with a clean and modern twist.  Prices were reasonable for lunch.  Aunty had Bulgogi fried rice (perfection!) and mandoo, and friend Allan had hot and spicy tofu soup and the Chef’s special chicken.  Everything was really good!!!  Yum yum yum.  Aunty will go again and try more items on their rather eclectic menu. [Uncle and I went there for our anniversary dinner.  It is much pricier for dinner and the portions are the same size.  Next time we’ll go for lunch instead.]

Youncy’s Korean BBQ at 888 Kapahulu Avenue has really delicious Kim Chee Soup and her sides are fresh and good.  The owner is extremely nice (important to Aunty).  An unexpected pleasant surprise was her hamburger steak plate lunch!  The hamburger was really good and the gravy was what you would expect from a 5 star restaurant!  This place has become our favorite take out dinner spot.  Everything is good there!

dinky servings of sides, if you ask Aunty…

Mama Woo’s on King Street – heard a lot about it, all positive, but Aunty was upset enough to write a 2 star review of the place on Yelp because of how skimpy they were for me, but piled on the food for the next person.  Really plenty rice, chicken was good, but the salad tasted a little bit spoiled – maybe because Aunty was kinda upset.  Mama (I think it was the owner) also needs a bit of friendliness in her attitude.  Hopefully she will learn how to return a smile with a smile instead of a stare.  This one is an unfavorite.

 

Fine Dining:

Uncle and I don’t go out to expensive restaurants.  Uncle can be very embarrassing to be with if the food is very expensive, and the portions are small.  He has been known to ask the waiter/waitress if they dropped some of the food because it looks like food is missing on the plate.  It is with great trepidation that I go to a high end restaurant unless I know for sure he will enjoy the food, regardless of price or size.

Alan Wong’s at 1857 S. King Street, 3rd floor (808.949.2526) does not disappoint.  Everyone who ever went there would rave about the food, but that held no sway with Uncle.  However, since we had a BIG gift certificate from one of our favorite daughters and it was expired (they still accepted it), we had to use it all up at once.  Pricey, but the service was good and not snobby.  The Chopped Ahi Sashimi and Avocado Salsa Stack was to die for.  A little bit spicy and with little crunchies,  $19.95 worth of taste bud bliss.  We had a couple of other appetizers but this Stack was such a winner, and the others were distant seconds.  The tomato, beet, and avocado salad was a bit strange, though the table next door told us how much they liked the li hing dressing (served as dots on the plate).  I think next time we’ll get the simple salad with Alan Wong’s dressing.  Uncle had a nicely done Rib-eye steak, and I had a wonderful steamed opakapaka, kind of Chinese style with pork hash on top.  Really heavenly.  It truly was the best and worth every dollar.  So much so, that Uncle said we should go back to eat there at least once a year.  THAT says a lot.

Non local regional food:

Soul on 3040 Waialae Avenue (in Kaimuki) across from City Mill.  Parking is limited and shared with a bunch of other eateries, so we usually park across in the City Mill lower parking lot for $3.  Have gone there twice and plan to go back many more times.  Soul has Southern style cooking with a modern yuppie edge.  Not as oily and greasy as the authentic stuff – but it is ONO!  Have had the pulled pork adobo with coleslaw sandwich, the vegetarian chili is good, fried chicken is excellent, ribs are good, cornbread is drier and coarser than what I am used to, collard greens are really good (and that is from someone who doesn’t like her vegetables!) and hands down it is just great food in a very nice homey atmosphere.  Chef Sean Priester is usually on site, sometimes even taking orders before the crowd starts to arrive.  Nice man, great food – what a combination! [Update: Soul is no longer here, boo hoo!  He now operates out of a food wagon.]

Las Vegas Eateries

Mother’s Korean Grill at 4215 Spring Mountain Road, phone (702) 579-4745, has the absolute best yakiniku dishes – I order their beef brisket – thin thin slices of beef cook up crispy really quickly and then dipped in a sauce of sesame seed oil with salt and pepper.  Daughter orders galbi – unrolled before you on the grill – sweet, savory, delicious.  The side dishes that accompany are beautiful and tasty.  So many wonderful side dishes!

Hedary’s Mediterranean Restaurant at 7365 W Sahara Ave (western part of Vegas), phone  (702) 873-9041 has the BEST lamb shank that I have every had.  Falls off the bone with a flavorful, almost vinegary taste that tastes like it took hours and hours to cook.  Good side salad and grilled vegetables are standard and come with the meal.  I wash it all down with my favorite – Coca Cola.  Bliss.

On my last trip with friends, we stopped at the Cheesecake Factory for their happy hour pupus.  For $5, you can choose from the happy hour menu.  Our waiter helped us choose, and everything he recommended was unbelievably delicious and fulfilling.  We had avocado rolls (SO delicious – rolled with salsa and deep fried), fire roasted artichoke with 2 delicious dipping sauces (probably my favorite), corn tamales that were quite wonderful, lettuce wraps with tamarind and other dipping sauces, and guacamole special mix.  I think we ordered about 7 dishes, and we were happily stuffed.  Washed it down with refillable cokes.  Happy happy happy.

The Dalai Lama

2013-04-02_16-11-32The Dalai Lama is one of three people Aunty would pick if stranded on an island.  He recently came to speak at the inaugural Pillars of Peace symposium in Honolulu on April 15, 2012.

Aunty delayed purchasing tickets, and they were soon sold out.  Very sad, Aunty was almost resigned to not being able to go, and then good friend Ellie called out of the blue and asked, “Sistah, you like go with me to see the Dalai Lama?”  Of course, of course!  Uncle dropped us off before he went fishing that day.

We sat on the right side of the auditorium and had a fine view of the screen which ran subtitles of whatever was spoken.  This helped a lot since hearing every word was important to Aunty.

The entertainment was very good.  Jerry Santos of Olomana, Willie K (awesome awesome), Amy Hanaiali’i, Jeff Paterson, Henry Kapono together with Michael McDonald (sounded great together) and some video entertainment of Lanai school kids singing a song of peace and Jake Shimabukuro playing an original ukulele piece using only 3 strings.

When the Dalai Lama entered onto the stage as Michael McDonald and Henry Kapono’s last song was ending, there was a collective moment of goosebumps and everyone rose to their feet in applause.

He looked delighted, rather old and so very cute.  With hands clasped together, he greeted us and everyone fell silent and was ready to be enlightened.

To tell the truth, Aunty fell asleep a few times while the Dalai Lama spoke at the podium about “Advancing Peace through the Power of Aloha.”  He is not a dynamic speaker that keeps everyone charged in their seats, but rather a speaker that one strains to hear and understand just because of who he is.  He is a leader of peace, love, and understanding and the way he carries himself is with humility and joy.

He had us entranced with his simple stories.  One of them was about President Bush.  He said he really loved Mr Bush, and when he was presented with the Congressional Gold Medal he held hands with then President Bush on one side, and Nancy Pelosi on the other.  President Bush whispered to him about Nancy, “She always makes a problem for me.”  Which made all of us laugh and whoop.  Being a man of peace, he repeated how he really loved Mr Bush, a very nice man, but he didn’t love his policies (of war).

He spoke about the world in disorder and how difficult it is to find peace and to be able to love others that hate you.  His solution to all of this was to be warm hearted to others.

What a beautiful and simple solution.  Truly, if someone is warm hearted to me, I will be warm hearted to them, and vice versa.

During a question and answer period, most of the questions were from people asking the same thing – how do I deal with people who aren’t willing to forgive, or have hatred, or are negative.  His answer to each was very similar – it begins with ones own self.  Forgiveness is not the same as forgetness.  Allowing the person to be who they are is love.

A question about dealing with anger as an indigenous people who had their land taken from them (this is an issue that Hawaiian people and the Tibetan people have in common) made the Dalai Lama reflect on his own situation.  I do not remember his exact answer but in summary it was that one must move on rather than dwell on the past and its wrongs.

When asked if he always smiled, even when he was alone, his answer was an instant and loud, “Yes!”  He expanded on that and said that he also smiles in the bathroom (much laughter).  However, he said, when when he has a hard time in the bathroom, he is not smiling (big laughter from everyone).  He then turned to his well dressed suited translator and asked him if he also had that problem (explosive laughter!)

After a keiki hula performance and some gift giving, the Dalai Lama waved to the left and waved to the right, left the stage and was whisked away in a security car.  We all then slowly moved to the exits, found our transportation, and went home.

We did not see miracles.  We did not participate in a life changing turnabout rah rah kumbaya experience.  Instead, we were enchanted by a charming warm hearted man in maroon robes, maroon foam visor and red socks who truly walked the path of a man of peace and love.

Aunty had a wonderful day, and with each recall of something the Dalai Lama did or said, a smile and the remembrance of his smile lightens my spirit and recharges my joy.

May your days and life be blessed, and if the Dalai Lama ever comes to town again, Aunty is getting her tickets the very first day.

Ommmmmmmmmmmmmmm

Gavin Tsuda’s Tactics

Gavin’s 8 steps for small business leadership was in military speak.  He has used these steps in combat and still uses them today in all aspects of his life.  Planning parties, business objectives, investing – following these 8 steps is the recipe for success.  Although these seem like “duh, I know that already” because you think you know these steps, ask yourself if you actually implement them.  If you do, you are most likely to succeed.

Step 1 is Receive the Mission.  Decide what it is you want to do, what the problem is, what your objective is.  Think about the end state.  Remember METTTC – Mission, Enemy (competition), Terrain (area, geography, place), Troops (support people), Time, and Civil Considerations (customers).

Step 2 is Issue the Warning Order.  This is a pre-announcement to subordinates that something will be happening.

Step 3 is Make a Tentative Plan.  Have 3 possible plans or course of actions, apply the “what ifs” to each, choose the best one.

Step 4 is Start the Necessary Movement.  Give initial directions, start everyone on a process.  Whenever a task is given, it is very important that everyone knows the task and the purpose of the task.  That way your team understands why and can use their own initiative to achieve the result you are wanting to achieve.

Step 5 is Reconnoiter.  This is where you do research, checking things out, doing due diligence.  Whatever is discovered will either confirm or deny your initial assessment.

Step 6 is Complete the Plan.  Have all the pieces in play.  Designate the main effort – the person or team that will actually do the leading, and the others are support.  All orders start with “The purpose of the operation is…” then explain how.  State the end state – what you want to accomplish.

Step 7 is Issue the Order.  Give commands, write it out.

Step 8 is Supervise.  If any unforeseen problems occur, you need to be there.  Always have a contingency or back up plan.

After all this is done, you and your team will have charged up the hill and planted the flag in triumph.  Keep the plans and review them, reuse them if it worked.  Learn from the mistakes.

I can see why Gavin is so respected.  He carries himself with dignity and yet is humble.  If I were in his troop, I would charge when he gives the command.

Miscellaneous Tips

Get a PO Box near your home/business that you will visit frequently.  You might be put on a wait list, but keep checking and get one.  Then, change the address on your accounts, licenses, permits, insurance, car registrations, etc.  It is a level of security – if your purse or car gets broken into and the thieves have your keys, they don’t know where you live since your PO box will be the address on all your identifications and papers.  I like the USPS’ boxes because they are open 24/7 for me to access my mail.

Coffee filters can be wonderful little helpers.  Check it out!

If your refrigerator smells and nothing you do helps (though you should clean it out first), try this.  Pack each shelf with crumpled newspapers and set a cup of water on the top shelf.  Let it stand for 5 days.  The newspapers will absorb the odor like magic!  Best to do just before you leave for vacation.

I dye my hair.  What I can’t stand is the roots showing after a few weeks of hair growth.  Hmmmm, I thought, why can’t I use my stamp pads to color my hair?  So I did, just for the temporary fix.  Find a color that matches the dyed color of your hair, and use the stamp pad (the little ones shaped like teardrops work better than the flat large rectangle ones) and run it over the roots area and especially around the root area around the face.  Don’t use the permanent ink type – it might stain your face and scalp, and that will look gross.  Shazam!  Root lines vanish – for now.

I used to be able to memorize phone numbers of all my friends.  Now, I sometimes even forget my own phone number (since I don’t call myself that much – “hello? self?”).  Once, in a casual conversation with someone I didn’t know, phone numbers were exchanged, and he said he used to have a really great phone number when he was living in Hawaii.  It spelled PEANUTS (732-6887).  That was pretty cool.  You can figure out your own phone number analog combinations by playing with the alpha and numerics but the easy way is to enter the phone number at phonespell.com and it will spit out the possibilities.  Not all numbers work out, but when it does, it makes it easy to remember.

My 1968 Karmann Ghia, my baby for 38 years. Aloha pumehana.

Here’s my baby – the first car I ever owned.  The car I met Uncle in as well as pack our entire family of 6 in to watch a movie (Conan the Barbarian) at a drive in theatre.  Today, the new owner just drove her off and it was truly bittersweet.  Since this is my website, I’m posting her picture here with duct tape patches and all.  Aloha dear Karmann.

Ken Wade’s Housing Alerts review

Aunty was subscribed to Ken Wade’s Housing Alerts because it seemed like a good idea.  I believe Frank Chen of REI Club sent me a link (affiliate link in which he gets a percentage of the sale) and I sat through a very long, rather tedious webinar that showed a super simple way of gauging whether a particular real estate market was in a transitional period (not a particularly good time to buy or sell but okay for rental income) or in a wealth phase (great time to buy and make money).

Ken is a chart freak and loves charts of every type.  He discovered that the candlestick method along with moving averages tell a great story about the ups and downs, or ins and outs of real estate investing – kind of like it does for the stock market, only much much slower.

For $99/year, you get to track one city, for $197/year you can choose 3 cities, and the price gets higher the bigger and broader the market areas you decide you want.  If I recall, $1997 will get you the entire United States and some extras such as market reports from Ken Wade himself from time to time.

Aunty picked Las Vegas (surprise, surprise), Honolulu, and Indianapolis as her 3 cities.  All three cities were in the transitional phase – not a good time to get in the market.  Vegas was recovering from an all red phase where all the indicators short term, mid term, and long term were red.  Red is not good, the market is not in recovery, and not a good time to buy.  The more recent quarters had a few yellow and even occasional green indicators, but not in the long term columns, which meant the Vegas will still not a good market for investing for the buy and flip investors.

Indianapolis and Honolulu were almost like Vegas in the readings – transitional, not good for investing yet.

Because I bought the cheap $197/year 3 city package, I only had access to the wealth phase chart and the green, yellow, red dots indicators.  In the beginning, I was an avid watcher and would check and check the wealth phase charts and indicator charts over and over to find that these charts didn’t change at all, for at least 3 months because they were quarterly charts.  The updates didn’t show up until 50 days after the quarter ended – if I wanted to see the December 2011 quarterly period, the update didn’t show up until mid or late February of 2012.

There were a few market news reports that were a bit of sales pitching, and because I was not enrolled as a regional or national member, I was not able to access the more useful and timely market reports on the current areas in movement.  However, somehow I gleaned that Bismarck North Dakota is moving right now from one of Robert Kiyosaki’s live events when he mentioned buying land and developing rental apartments in the Bakken area where fractal drilling of oil is the hot job creator and growth opportunity.

I had the Housing Alerts program for a year, and then noticed a charge on my credit card for $197 – an automatic renewal of the 3 cities enrolling me for another year of slow quarterly charts and sales pitchy updates.  I emailed and asked for a refund in order to cancel my membership.  After an initial refusal, then some muscle of  – really, I want my money back – they obligingly refunded the $197 as a credit on my card.

Just today I received an email from Ken Wade with a free downloadable ebook entitled “Go Broke Investing”.  I went to the website, clicked on the send it to me button with my email address, and received the book in my email account.  It is easier to go through than his super long, very monotone webinar pitch, and it does have good information about past markets and the usefulness of charting.  Throughout the ebook are links to his marketing webinar or site “in order to learn more.”

Here is a link to his promotion:  GoRealEstateDeals.com which will ask for your email address in order to send you the “Go Broke Investing” ebook.  This is a rather aggressive website that will ask you several times if you are sure you want to leave the page, so just insist you do and you are out, or sign up and get the ebook, along with many follow up marketing emails which you can opt out of at any time.

Would I recommend this program?  It depends.

Aunty is an impatient person.  Watching a pot of water come to boil on a stovetop is torture for me.  Because the Housing Alerts program is based on quarterly reports, it is only updated once every 3 months, and after a 50+ day lag.  And, because it is real estate, movements are small and not dramatic as they are in the stock market.

Another point – Aunty is kind of cheap.  Instead of buying the national package with all the big cities in the nation, the option for 3 cities at $197 appealed to the pocketbook, but was limited to – 3 cities (duh)!  This option did not provide me with access to bigger studies and timely reports.  Being stuck with just Indianapolis, Vegas, and Honolulu felt like wading in jello.

I believe this is a program for patient people who are willing to shell out $1997 per year for many years.  All of Ken’s marketing lessons show fantastic possible returns IF properties were bought and sold in the wealth phases.  The most recent wealth phases occurred just about everywhere, about 5-10 years ago.  I dunno about you, but that kind of information of looking backward doesn’t benefit me today.  Perhaps there are a few cities that are actually entering the wealth phase right now.  I wouldn’t know since I don’t have that kind of access.  All I know is that Indianapolis, Las Vegas, and Honolulu are all in the “transition” phase of staying out of the market (which Aunty is NOT doing as it concerns Las Vegas).

Ken Wade does do a fantastic job of charting, market momentum with moving averages, and simplifying the process of understanding with easy visuals.  However, for Aunty, it’s too slow.  It is like playing Keno and the numbers take an hour each to post, versus Aunty’s game of choice – Craps, one of the fastest moving games in the casino.

In summary, it is a good program, rather expensive on an annual basis, and takes years to gauge benefits, and not for Aunty.  If Ken Wade did individual stocks or commodities with his simplification of red light/green light for the cheapos – Aunty might subscribe.